Upcoming Webinars

As aging-care challenges rise, financial advisors are increasingly the first call when families face cognitive decline, senior-living decisions, home-safety concerns, or end-of-life planning. These moments can be emotionally complex and require clear, compassionate guidance. In this session, bQuest CEO & Co-Founder Lauren Clough will show advisors how to help clients navigate life’s hardest transitions with confidence, clarity, and meaningful support.You’ll learn how firms are using bQuest’s Care Intelligence Platform to:Support aging clients and their families with clarity and confidenceStrengthen relationships with clients and their householdsProvide high-touch aging-care support without adding advisor workloadLive Demo: AI Care Agent + AI MatchmakingLauren will also demo bQuest’s newest AI capabilities—including the AI Care Agent and AI-powered Matchmaking Engine—that surface curated recommendations from our vetted national provider network and help families navigate aging and end-of-life needs with personalized, explainable guidance. These tools are designed to integrate seamlessly into advisor workflows and expand their ability to support families during critical care transitions.What Advisors Will Take AwayA clear framework for helping families through aging-care and end-of-life challengesReal advisor use cases showing how to guide clients through complex life eventsAn understanding of how AI-powered care support enhances client servicePractical tools to support clients—and their adult children—during care transitionsIf you work with aging clients or families navigating care, this session will equip you with the insights and technology to be a steady, trusted resource when it matters most.

Charitable Giving with Purpose: Mastering QCDs and the IRA-to-CGA RolloverFor many retirees, Required Minimum Distributions (RMDs) create unintended tax burdens — especially for clients who no longer itemize deductions or don’t need the income from their IRAs.  Join CPA Larry Pon to enhance your knowledge of one the most powerful charitable planning tools available to these clients: the Qualified Charitable Distribution (QCD).Attendees will gain a deep understanding of how QCDs allow individuals age 70½ and older to direct up to $105,000 annually (2025 limit) from their IRAs directly to qualified charities — satisfying RMD requirements without increasing taxable income. We’ll compare the tax efficiency of QCDs versus traditional cash donations and highlight key compliance rules that ensure contributions qualify under IRS standards.The session will also cover an exciting, lesser-known opportunity: the once-in-a-lifetime IRA rollover to fund a Charitable Gift Annuity (CGA). This provision allows eligible taxpayers to transfer up to $53,000 (indexed for 2025) from an IRA to create a lifetime income stream for themselves or a spouse — while making a meaningful charitable impact. Advisors will learn how to evaluate when this strategy is most beneficial, how it fits into overall retirement income planning, and what pitfalls to avoid in execution. *CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, CHFC, RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Advisors often inherit client insurance policies that may no longer fit the client’s goals. This session provides a structured, fiduciary process for reviewing policy performance, ownership, and tax implications—and deciding whether to retain, replace, or repurpose them. Join insurance experts Barry Flagg, CFP® and Kevin Kimbrough, CFP® to learn how to conduct policy audits, assess cost-effectiveness, and document recommendations that align with fiduciary duty and client objectives.Learning Objectives:Conduct comprehensive policy reviews with a focus on cost, performance, and suitability.Understand 1035 exchange mechanics and when replacements make financial sense.Repurpose with LTC benefit addedExplore secondary-market life settlements for legacy or underperforming contracts.Implement a systematic, repeatable policy-review process with clear documentation.Communicate findings and recommendations transparently through annual client review letters.Key Topics:Policy audit checklist: mortality costs, crediting rates, loan balances.Life settlement options and ethical considerations.The “Annual Policy Review Letter” — how to use it to enhance client trust and compliance.*CE/CPE Eligible: 1.5 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, ChFC, RICP, and CDFA. Field of Study: Specialized KnowledgePrerequisites: There are no prerequisites for this session.Advanced Preparation: NoneProgram Level: BasicDelivery Method: Group Internet BasedNASBA ApprovedFinancial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Student loans remain one of the most misunderstood—and rapidly changing—areas of college planning. Federal repayment programs continue to evolve, forgiveness options shift with new regulations, and private lending has expanded dramatically as families struggle to cover rising college costs. For financial advisors working with families navigating college funding decisions, understanding the differences between federal and private student loans is no longer optional—it’s essential.Join Meagan McGuire, CFP®, ChFC®, CSLP® and Senior Consultant at Student Loan Planner, to learn the latest developments in federal student loan policy, including current repayment options, forgiveness pathways, and borrowing limits—along with the implications these changes have for families planning for college.She will also provide a deep dive into private student loans, explaining how they differ from federal loans, the risks families often overlook, and the key questions advisors should help parents and students consider before turning to private lenders.In This Webinar, You’ll Learn:The latest updates on federal student loan repayment programs, including income-driven repayment options and evolving forgiveness pathwaysCurrent federal borrowing limits and policy changes affecting undergraduate and graduate borrowersHow the student loan landscape has changed following recent regulatory and legislative developmentsWhen private student loans may become necessary—and when they should be avoidedThe key structural differences between federal and private loans, including repayment flexibility, protections, and forgiveness eligibility*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, ChFC. CDFA and RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Learn how to implement a systematic, tax-aware overlay that integrates seamlessly with your existing portfolio management software — and can be managed in just minutes a day. Join Ben Littman from RIA Pure Financial and Dan Miller from Addepar to learn how to coordinate asset location, lot-level tax-loss harvesting, and intelligent rebalancing within a unified framework designed to enhance after-tax returns and operational efficiency.Built on a platform that has evolved to support billions in assets under management and thousands of client accounts, Ben and Dan will demo a solution that combines institutional-grade portfolio management and trading processes with the scalability and automation today’s advisors need.

REWealth is a unique software program, developed by CFP® Dillon Kenniston, that helps advisors and tax planners deliver higher-quality guidance to rental real estate owners without living in spreadsheets. The platform organizes rental property details, surfaces key performance and tax drivers, and models common decisions such as financing changes, improvement plans, disposition strategies, and portfolio-level outcomes. You get visual, client-friendly reports and dashboards that make complex real estate planning easier to explain and easier to act on.

Across the globe, interest in leaving the United States has surged — driven by political uncertainty, rising living costs, and the promise of a different lifestyle. Yet beneath the allure of life abroad lies a complex mix of financial, legal, and deeply personal challenges that can make or break the long-term success of an international move. Join Matt Goren, CFP®, PhD, Director of Curriculum for the Global Financial Planning Institute, to learn what truly determines whether clients thrive or struggle when they cross borders. Drawing on global data, cultural psychology, and real-world case studies, Dr. Goren reveals why the biggest risk in international relocation isn’t tax mistakes or a bad exchange rate — it’s the psychological shock that leads many Americans to move back home, often at tremendous financial cost.What You’ll LearnThe three types of expat clients — and why their intentions fundamentally shape planning strategies.Outbound, inbound, and cross-border planning differences: why the wrong approach can expose clients to financial pitfalls.How cultural distance, language, and “acculturation style” predict long-term adjustment abroad.Why 25% of Americans living overseas eventually return — and the financial shocks that follow them home.The skyrocketing interest in expatriation in 2025 and the social, cultural, and political trends driving it.Key financial risks: tax residency traps, FX volatility, healthcare uncertainty, property decisions, U.S. reporting requirementsHow advisors can help domicile-uncertain clients maintain flexibility without derailing their long-term goals.When a “permanent” move isn’t really permanent — and what causes even deeply rooted expats to reverse course.*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, CHFC,  RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org. 

With the new OBBB introducing changes to tax laws and retirement planning, understanding the opportunities and potential pitfalls of Roth conversions has never been more crucial. Join nationally renowned CPA Bob Keebler to learn how the latest legislation may impact Roth IRA conversions, offering actionable insights to help you optimize your retirement strategy.Bob will cover:The SALT deduction and the SLAT phaseout.Understanding the 45.5% marginal rate when a Roth conversion causes SALT phaseout.Avoiding the 45.5 % SALT trap.Avoiding the 53.7 % QBI phaseout rate.Understanding the benefit of the new senior deduction and how the senior deduction impacts Roth conversions.Understanding how the SALT deduction, senior deduction, and changes to the charitable deduction will create a series of traps for the unwary that must be taken into account when analyzing Roth conversions.Key tax changes under the new administration and their implications for Roth conversions.The benefits of converting to a Roth IRA in today’s economic and legislative environment.Strategies to minimize taxes and maximize benefits during the conversion process, including oil and gas and charitable giving.How to determine if a Roth conversion is right for your financial situation.Why Roth conversions are better when a client has a taxable estate.Post-mortem Roth distributionsRoth conversions for special needs beneficiariesAnd much, much more! Whether you're a financial advisor guiding clients or an individual planning your retirement, this webinar will equip you with the knowledge to navigate Roth conversions effectively in the current political and economic climate.*CE/CPE Eligible: 1.5 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, CHFC,  RICP,  IAR, CDFA. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org. 

In an environment of heightened policy uncertainty and increased client anxiety around retirement income, former SSA Director Kurt Czarnowski will begin with a concise update on the current state of Social Security and a practical refresher on foundational claiming strategies. Drawing on decades of experience inside the Social Security Administration, Kurt will ground the discussion in what advisors need to know today before challenging one of the most entrenched pieces of conventional wisdom in retirement planning. Derek Tharp will then examine why the standard advice to delay Social Security until 70 may not apply as broadly as conventional analyses suggest. Many Social Security claiming studies use a 0% discount rate, treating a dollar of benefits at age 62 as equivalent to a dollar at age 95 — an assumption that systematically favors delayed claiming while overlooking important real-world considerations. We’ll explore factors typically absent from standard analyses: mortality risk, sequence of returns risk, policy uncertainty, health span limitations, and the well-documented behavioral reality that retirees spend Social Security income far more readily than portfolio withdrawals. Using dynamic programming models that account for these empirically documented preferences, this session will demonstrate how personalized discount rates adjusted for each retiree’s circumstances can shift optimal claiming strategies meaningfully earlier than conventional guidance would indicate, and why early claiming often reflects rational decision-making rather than financial mistakes.*CE/CPE Eligible: 2.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, CHFC, RICP, IAR, CDFA. CPA and EA members will earn 2.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

When a client’s business is their largest asset, succession planning becomes essential. Join tax & estate attorney Andy Weinhaus and insurance advisor Kevin Kimbrough to learn how life insurance safeguards business continuity through buy-sell funding, key-person protection, and family transition strategies—while addressing the valuation, liquidity, and tax complexities that can derail a succession plan. Advisors will leave with actionable guidance on integrating life insurance into cross-purchase, entity, and trust-owned buy-sell arrangements that ensure fairness, liquidity, and tax efficiency for all stakeholders. A special emphasis will be placed on the 2024 U.S. Supreme Court decision in Connelly v. United States, a landmark case that held that corporate-owned life insurance proceeds used to redeem a deceased shareholder’s stock increase the corporation’s value for estate tax purposes—potentially inflating the taxable estate and undermining liquidity planning. Advisors will learn how Connelly affects valuations, the design of buy-sell agreements, and choices between cross-purchase and entity-purchase structures. The discussion will include practical steps to avoid inadvertent estate tax exposure, such as aligning redemption obligations with fair market value, documenting valuation methodology, and considering alternative funding structures.Learning ObjectivesUnderstand how life insurance supports cross-purchase, entity, and hybrid buy-sell agreements in light of Connelly.Evaluate coverage amounts and ownership structures that align with business valuations, statutory requirements, and succession goals.Identify how key-person insurance protects both company and successor interests.Guide clients through tax, funding, and timing factors that impact business continuity and post-death liquidity.Case Study: A family-owned business navigating succession between 2 siblings, balancing liquidity for buyout funding, estate equalization, and management continuity—all through strategic use of permanent insurance *CE/CPE Eligible: 1.5 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, CHFC, RICP. 
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

This two-hour IRA CE-eligible ethics program, led by RIA lawyer Richard Chen, examines the ethical, regulatory, and supervisory risks arising from the use of artificial intelligence (AI) tools in advisory practice. Investment adviser representatives will explore how commonly used AI applications—such as large language models, AI meeting notetakers, and content-generation tools—can create heightened risks related to client confidentiality, accuracy of advice, marketing compliance, and recordkeeping.Through practical examples and realistic case studies, participants will evaluate how improper AI use may lead to violations of fiduciary duty, Regulation S-P obligations, advertising standards, and books-and-records requirements. The course emphasizes the ethical responsibility of advisors to understand, supervise, and critically evaluate AI-generated outputs, reinforcing that human judgment and professional oversight remain essential when integrating AI into client-facing activities.*CE/CPE Eligible: 2.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, CHFC, RICP, IAR.  
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

The Setting Every Community Up for Retirement Enhancement Act of 2019, better known as the SECURE Act, was signed into law on December 20, 2019. Now that we have version 2.0 of the SECURE Act, it is important to know how the original version, plus this change, affect charitable giving opportunities. We will review what you should know about required minimum distributions (RMDs) and qualified charitable distributions (QCDs); how 2.0 differs from the original version; one-time $50,000 QCD transfers to CRUTs, CRATs, and CGAs with accompanying sample illustrations; and, finally, illustrations showing how QCDs can help offset RMD woes. Join philanthropy consultant Rick Peck to learn the following: How the SECURE 2.0 Act differs from the originalIdentify how the original SECURE Act, as well as the 2.0 version, affect charitable giving opportunitiesOutline how QCDs can help offset RMD woes*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

The 2026 Guide to Retirement: Spending, Care Planning & Protecting What Matters MostRetirement isn’t just a number. It’s a transition — financially, emotionally, and practically. Join Sharon Carson, Executive Director of JP Morgan's Retirement Insights team, for an in-depth look at the latest research from J.P. Morgan’s *Guide to Retirement 2026* and what it means for financial planners guiding clients through their most important years.In this session, you’ll learn:The Retirement Spending Curve: How spending changes with age — and why guaranteed income increases retirees’ confidence to spend.Long-Term Care Realities: The true costs of care, family caregiving dynamics, and planning options advisors should be discussing now.Income Strategy Alignment: How to coordinate total return, principal preservation, and guaranteed income approaches to match client goals.Fraud Prevention: The latest elder fraud trends — including AI-driven scams — and steps to better protect clients.Walk away with data-driven insights and client-ready conversation frameworks to help retirees spend wisely, plan proactively, and protect what they’ve built.

OverviewEstate plans most often fail at the moment wealth is received. Advisors must be prepared to guide clients through high-stakes decisions where emotion and urgency can lead to irreversible tax, legal, and financial consequences.This session focuses on when inheritances and gifts should not be accepted—and how strategic disclaimers and trust planning can preserve flexibility, reduce taxes, and protect beneficiaries.Key TopicsQualified Disclaimers9-month rule and timing requirementsProhibition on accepting benefitsCoordination with estate documentsRedirecting assets to contingent beneficiariesApplications:Funding bypass trusts when exemptions changeReducing a surviving spouse’s taxable estatePreserving creditor protection for beneficiariesRisks of Accepting AssetsLoss of step-up timing advantagesDisruption of asset protection structuresMedicaid eligibility issuesInadvertent comminglingTrust Distribution DesignRisks of automatic distributionsConverting outright inheritances into protected structuresStrategic use of discretionary standardsDrafting That Works in PracticeLimitations of vague HEMS standardsIncome vs. principal inconsistenciesImpact of interest rate environments on trust performanceRisks of rigid income-only structuresConflicts created by poorly coordinated provisionsPlanner TakeawayAdvisors must act as a circuit breaker at the moment of asset receipt—ensuring decisions are deliberate, coordinated, and aligned with long-term planning objectives.

Session 2: Estate Planning for Digital Assets and Real Estate TrustsSubtitle: Control, Access, and Transfer in Modern PortfoliosOverviewThis session addresses two critical and often overlooked areas of planning: digital assets and real estate. Advisors will learn how to ensure access, control, and efficient transfer of both intangible and illiquid assets.Part 1: Digital AssetsKey TopicsCryptocurrency and digital walletsOnline businesses and monetized platformsDigital intellectual propertyBrokerage and fintech accountsCloud-based business recordsPlanning ChallengesCustodial access restrictions under RUFADAAPassword management vs. legal authorityMultisignature wallet structuresValuation and reporting issuesRisk of lost or inaccessible keysStrategic SolutionsDigital asset memorandumsAppointment of digital fiduciariesTitling strategies for cryptocurrencyCentralized asset inventory systemsPlanner TakeawayDigital wealth requires operational planning in addition to legal documentation. Without coordination, these assets can be lost entirely.Part 2: Trusts and Real EstateReal estate is often a client’s largest asset and a major planning opportunity. This section focuses on practical trust strategies that improve protection, transfer efficiency, and tax outcomes.Key StrategiesRevocable Living TrustsProbate avoidance and privacyProper funding and titlingWhen baseline planning is sufficientQualified Personal Residence Trusts (QPRTs)Discounted gift valuation using retained interestsTerm selection and mortality considerationsWhen QPRTs are appropriate given interest rates and lifestyle factorsSpousal Lifetime Access Trusts (SLATs)Removing assets from the estate while preserving indirect accessAvoiding reciprocal trust risksPlanning for exemption uncertaintyLLC and Trust StructuresCombining liability protection with estate planningProper ownership structuringCommon pitfalls including lender and state-specific issuesPractical Planning AlternativesTransfer-on-death strategiesBasic irrevocable trustsBalancing complexity, cost, and client benefitPlanner TakeawayEffective real estate planning requires coordination between ownership structure, tax strategy, and client objectives.

Health Savings Accounts (HSAs) have quietly become one of the most powerful—and most misunderstood—planning tools available to financial advisors. Between ongoing regulatory adjustments, annual limit changes, and evolving client use cases, many advisors are relying on outdated assumptions about how HSAs work and when they deliver the greatest value.In this timely webinar, Roy Ramthun will provide a clear, advisor-focused refresher on HSAs, while highlighting the latest changes every financial planner needs to understand. Whether you view HSAs primarily as a healthcare funding vehicle or as a long-term tax-advantaged planning strategy, this session will help you recalibrate how HSAs fit into modern financial plans.What you’ll learn:The current rules governing HSAs, including eligibility, contribution limits, and catch-up strategiesRecent updates and regulatory changes impacting how HSAs can be used and fundedHow HSAs deliver a unique triple tax advantage—and when that advantage is most meaningfulCommon advisor and client mistakes that undermine HSA valueHow to position HSAs for different client profiles, from working families to pre-retirees and retireesPractical planning strategies that integrate HSAs with retirement income, Medicare planning, and tax-efficient wealth management

The exclusion from capital gains for the sale of principal residence has not changed since 1997 so more of our clients are paying capital gains tax upon the sale of their homes. What can be done to alleviate this tax bill? What counts as basis for computing the capital gain? How to document improvements made to the home? Can a home be used in a 1031 exchange to defer the capital gain into a new residence? What about incorporating charitable planning? Join CPA Larry Pon to learn answers to these questions. *CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, IAR, CLU, ChFC and RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Session 3: Estate Planning Strategies for $2–$5 Million ClientsSubtitle: High-Impact Planning Without OverengineeringOverviewThis session focuses on practical, high-leverage strategies for clients with $2–$5 million in net worth. These clients require thoughtful planning that balances tax efficiency, control, and cost without unnecessary complexity.Key TopicsTax OptimizationPortability electionsState estate tax planningBasis step-up timing strategiesLifetime gifting vs. wait-and-see approachesControl and ProtectionRevocable trust optimizationRetirement trust considerationsLLC structures for real estateUmbrella liability coordinationBusiness Owner PlanningBuy-sell agreement alignmentCross-purchase vs. entity structuresIntegration with personal estate plansPreventing liquidity issues at deathAvoiding OverengineeringWhen advanced strategies (GRATs, ILITs) are unnecessaryManaging complexity and client understandingAvoiding “trust fatigue”Funding Formula RisksPecuniary vs. fractional formulasCapital gains exposure during fundingImpact of post-death appreciationCoordination with tax professionalsPlanner TakeawayThe primary risk at this wealth level is either under-planning or overengineering. Advisors must prioritize strategies that deliver meaningful impact without unnecessary complexity.

Session 4: The Estate Plan That Actually SurvivesSubtitle: Governance, Readiness, and Long-Term FlexibilityOverviewMost estate plans fail not because of taxes, but because they do not function well in real-world conditions. Behavioral risks, family dynamics, and administrative complexity often undermine otherwise well-designed plans.This session focuses on building estate plans that remain effective over time by addressing governance, beneficiary readiness, trustee selection, and adaptability.Key TopicsBeneficiary ReadinessIntroducing heirs to trust structuresPreparing beneficiaries for responsibilityManaging expectations around distributionsTransparency and communication strategiesTrustee SelectionIndividual vs. corporate trusteesCo-trustee dynamicsTrust protector rolesRemoval and replacement provisionsStress Testing the PlanChanges in tax law and exemptionsDivorce and family changesBusiness risks and liquidity eventsBeneficiary challenges such as addiction or financial mismanagementFlexibility ToolsTrust protectorsDecanting provisionsPowers of appointmentDirected trust structuresAdvisor Communication FrameworksLeading estate alignment meetingsManaging inheritance expectationsCoordinating with attorneys and CPAsAdministrative Reality ConsiderationsComplex or impractical distribution formulasDisclosure and reporting requirementsFiduciary burden and liabilityConflicts over personal property distributionPlanner TakeawayAdvisors must design estate plans that function in practice—not just in theory—by preparing families, selecting the right fiduciaries, and building flexibility into every structure. 

TIPS ladders are one of the most effective—yet underutilized—strategies for managing inflation risk and creating predictable income. But for many advisors, the challenge isn’t understanding the concept… it’s actually implementing it. In this hands-on session, financial planner Jay Abolofia will go beyond theory and walk you through how to construct a full TIPS ladder from start to finish using the TipsLadder tool.During the webinar, Jay will:Demonstrate how to build a complete TIPS ladder step-by-stepShow how to use the TipsLadder tool in real timeExplain key decisions around maturity selection, cash flow needs, and inflation protectionHighlight common pitfalls and how to avoid themAnswer live questions for those actively looking to implement the strategyWhether you’re exploring TIPS ladders for the first time or looking to refine your process, this session will give you the clarity—and confidence—to put this powerful strategy into practice.

As clients live longer and wealth remains invested well into retirement, financial advisors increasingly face complex situations involving diminished capacity, family conflict, and potential elder financial exploitation. In this session, securities attorney Michelle Atlas-Quinn will provide a practical legal framework for navigating these sensitive situations while protecting both clients and advisory firms. The program will explore how regulators evaluate advisor responsibilities when working with aging clients, how legal capacity differs from observable warning signs of cognitive decline, and why advisors must document concerns carefully without attempting to diagnose medical conditions. Michelle will also discuss account titling considerations, jurisdictional issues, the limits of custodian involvement, and the litigation risks advisors face after a client’s death. The session will further review the federal regulatory framework, including SEC Rule 2165 and Regulation S-P, along with practical risk-mitigation strategies advisors can implement to recognize red flags, escalate concerns appropriately, and respond to suspected exploitation while maintaining compliance and client confidentiality.

SEC examinations can be one of the most stressful regulatory events for registered investment advisers, but firms that understand the process and maintain strong compliance practices can significantly reduce risk. In this session, securities attorney Michelle Atlas-Quinn will explain how SEC exams work, what regulators are looking for, and how advisors can prepare their firms before an examination request arrives. The program will review common compliance deficiencies identified during examinations, including issues related to marketing, disclosures, fiduciary obligations, custody, and safeguarding client information. Michelle will also discuss the SEC’s 2026 examination priorities, including cybersecurity, Regulation S-P requirements, identity theft protections, emerging financial technologies such as AI and automated investment tools, and anti-money laundering expectations. Advisors will leave with practical strategies for strengthening compliance programs, organizing documentation, and navigating the examination process from the initial request letter through the resolution of deficiency findings.

Join senior living consultants Ginger Noce and Kristy Kennedy for a fascinating look at the common challenges families face when making care choices for a loved one, from differing opinions to emotional stress, and provide practical strategies to foster collaboration and open communication. Whether clients are just beginning the conversation or are in the midst of decision-making, you’ll gain tools to help client families work together with clarity, compassion, and confidence.Participants will learn how clients can:Wade into this important conversation with compassion and confidenceSpecifics to focus on and what to avoidHow to better manage their emotionsHomework clients should conduct before visiting/touring communitiesImportance of touring communities togetherValue of involving trusted allies, like you, in this decision

Financial planners are trained to design technically sound recommendations, yet many experience frustration when clients fail to follow through. This presentation reframes so-called “resistance” not as client defiance, but as meaningful data about trust, anxiety, ambivalence, and readiness for change.Drawing from financial therapy, behavioral science, and counseling psychology, Dr. Megan McCoy introduces practical tools planners can immediately apply in client conversations. Attendees will explore stages of change, cognitive dissonance, financial anxiety, trust formation, and common behavioral traps that undermine follow-through. The session also addresses couple dynamics, identity-based goal setting, and how to translate abstract financial objectives into emotionally compelling motivations.Participants will leave with concrete strategies, including active listening techniques, anxiety assessment tools, motivational reframing methods, and behavior design principles. The focus is on helping planners reduce conflict, strengthen commitment, and build durable client relationships without abandoning professional boundaries.Ideal for financial professionals seeking to deepen client engagement, improve retention, and confidently navigate emotionally complex planning situations.

The SEC’s modernized Marketing Rule significantly changed how registered investment advisers can promote their services, and regulators continue to scrutinize marketing practices closely during examinations and enforcement actions. In this session, securities attorney Michelle Atlas-Quinn will break down the key requirements of the rule and explain how advisors can structure compliant marketing programs in 2026. The program will clarify what qualifies as an advertisement under the rule, review prohibited statements that may be considered misleading, and explain the regulatory requirements governing testimonials, endorsements, and promoter relationships. Michelle will also examine the complex rules surrounding performance advertising, including the presentation of gross and net performance, the limitations on hypothetical performance, and the documentation firms must maintain to support marketing claims. The session will also address third-party ratings, social media considerations, and the expanded books-and-records obligations under the rule, while reviewing recent enforcement actions that illustrate how regulators interpret these requirements in practice.

Raising financially capable teens isn’t about teaching spreadsheets or rules — it’s about shaping how young people think, feel, and relate to money before habits harden. In this webinar, Certified Financial Therapist Adam Kohl approaches financial education for teens and older kids through a behavioral lens, helping advisors understand how parents’ beliefs, anxieties, and communication styles quietly shape their children’s financial behaviors — often more than the lessons themselves.Advisors will explore what constructive, age-appropriate money conversations actually look like at different stages of adolescence, and how parents can move from lecturing or rescuing to coaching and collaboration. The session will also introduce practical ideas and prompts that invite teens to engage actively with money: making plans, weighing trade-offs, contributing value to the household or beyond, and experiencing the real consequences of financial decisions in a safe, supportive way.The goal is not to turn teens into miniature adults, but to help families build confidence, agency, and healthier financial relationships — skills that compound long after allowances and college tuition are behind them.

The tax landscape continues to evolve—and many of the most talked-about proposals could materially reshape how advisors plan for income, deductions, and long-term wealth strategies.In Beyond OBBBA, Part 2, nationally recognized CPA Larry Pon goes beyond headlines to analyze a new set of proposed tax changes often referred to as “Trump Accounts” and related initiatives. More importantly, he translates these ideas into practical financial planning considerations advisors need to understand now.This session will cover:🔹 Trump Accounts: What these accounts are intended to accomplish, how they differ from existing retirement and savings vehicles, and where they may fit (or conflict) with current planning strategies.🔹 New Deductions: Larry will explore several high-profile proposals and their real-world implications, including:No Tax on Tips – Who truly benefits and what this means for income planning.No Tax on Overtime – Planning opportunities and unintended consequences.No Tax on Car Loan Interest – How this could influence consumer behavior and debt strategies.Enhanced Senior Deduction – Planning opportunities for retirees and near-retirees.🔹 Opportunity Zones: A deeper look at Opportunity Zones in the current environment—what’s changed, what still works, and how advisors should evaluate these strategies within broader tax and investment plans.Throughout the webinar, Larry will connect each topic to actionable financial planning insights, helping advisors:Identify which clients may benefit most (and least)Anticipate planning pitfalls and compliance issuesAdjust tax-aware strategies amid political and legislative uncertainty*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, IAR, CLU, ChFC and RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org. 

Self-employment tax has become one of the most aggressively examined issues in IRS audits — and recent court activity just made it even more complicated.In this timely and technical deep dive, CPA Larry Pon breaks down the rapidly evolving landscape surrounding self-employment tax for LLC members and S corporation owners — including the recent 5th Circuit case that vacated a Tax Court decision involving limited partners, and the pending case in the 1st Circuit that could further reshape the rules.If you advise business owners, this is not theoretical. This is an IRS audit priority.Why This Matters NowFor years, taxpayers have attempted to minimize SE tax exposure by: structuring LLC interests as “limited partner” positions; allocating income strategically and Paying minimal S corporation wages to reduce payroll taxThe IRS has responded aggressively — and the courts are now weighing in.With conflicting interpretations emerging across circuits, advisors must understand:What is still defensibleWhat is clearly audit baitAnd where the gray areas are narrowingWhat Larry Will Cover1. The Limited Partner Exception — What It Really MeansThe statutory language of §1402(a)(13)How courts have interpreted “limited partner”Why the 5th Circuit vacated the Tax Court decisionWhat to watch in the 1st Circuit casePractical implications for multi-member LLCs2. IRS Audit Focus & Enforcement TrendsWhy SE tax is an enforcement priorityCommon audit triggersHow revenue agents are analyzing member participation3. S Corporations & Reasonable CompensationThe legal standard for reasonable compensationHow the IRS builds its caseData sources and valuation approachesCommon mistakes advisors makeStructuring compensation defensibly4. Planning Opportunities (and Landmines)When SE tax reduction strategies are supportableWhen they cross the lineDocumentation best practicesHow to advise clients in uncertain jurisdictionsWho Should AttendThis session is designed for:Financial advisors working with business ow

A quiet but powerful demographic shift is underway—and most financial advisors are underestimating its impact.Roughly 1 in 4 Americans now identify as childfree, and their financial decisions are fundamentally different from previous generations. But this isn’t just a niche planning issue—it’s a macroeconomic force that is reshaping everything from consumer behavior to housing demand, labor markets, Social Security, and retirement systems.Join childfree planning specialist Jay Zigmont for a forward-looking session that explores how this growing population is influencing the other 75%—and why advisors who ignore this trend risk falling behind.In this webinar, we’ll go beyond surface-level observations and unpack the real financial implications of a childfree society:How childfree households are accumulating, spending, and transferring wealth differentlyThe ripple effects on Social Security sustainability and workforce dynamicsWhy traditional retirement assumptions may no longer applyHow shifts in housing, healthcare, and consumption patterns are already emergingThe planning blind spots advisors face when applying family-centric frameworks to childfree clients
This is not just a cultural trend—it’s an economic transformation. If you want to stay relevant in the next decade of financial planning, you need to understand it.

Join insurance experts Barry Flagg, CFP® and Kevin Kimbrough, CFP® to learn how permanent life insurance can function as a tax-efficient asset in retirement income and wealth-preservation strategies. Through real-world scenarios, advisors will learn when policies can provide supplemental income, long-term care flexibility, and estate liquidity—while complementing Roth conversions and distribution planning.Learning ObjectivesAssess how life insurance can supplement retirement income within a tax-diversified portfolio.How Life Insurance works after you’ve exhausted your Qualified Account OptionsEvaluate the tax treatment of policy withdrawals, loans, and distributions.Compare funding designs and exit strategies for maintaining flexibility and avoiding policy lapse risk.Analyze the role of life insurance in managing longevity risk, estate liquidity, and survivor benefits.Integrate life insurance into comprehensive financial and tax-planning frameworks without compromising fiduciary independence.