Upcoming Webinars

Join David Blanchett to learn a fresh perspective on how to estimate optimal portfolio withdrawal rates for retirement by integrating spending flexibility (i.e., dynamic withdrawals) and an outcomes metric that better captures the anticipated retiree sentiment regarding various potential outcomes. By more accurately incorporating retiree decisions and preferences, these “guided spending rates” are notably higher than the conventional “4% Rule” and be used by advisors and retirees as a more realistic target for spending levels during retirement.Note: David's presentation has been pre-recorded. Any questions submitted will be answered on a best-efforts basis.   

Join Chris Heye, PhD, Founder and CEO to learn the Seven Components of a Successful Longevity Plan so you can better assist clients prepare for health and longevity-related risks. These risks pose significant challenges to financial security, physical and behavioral well-being, and legacy planning.Key Learning Objectives:Master the Seven ComponentsUnderstand each component of a successful longevity plan.Learn how to integrate them into your financial planning practice.Deliver Holistic ServicesGain insights into the financial consequences of health and longevity risks.Discover strategies to help clients manage and mitigate these risks effectively.Increase ConfidenceEnhance your comfort level when discussing health and longevity-related risks with clients.Grow Your PracticeConsolidate held-away assets.Build relationships with the next generation of clients.Drive organic revenue growth through a more personalized and meaningful client experience.This course is designed to elevate your practice by addressing the critical challenges of longevity planning, fostering deeper client relationships, and positioning your business for sustainable growth. *CE/CPE Eligible: 1.0 CE credit is available to FEN Members with these designations: CFP, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit. Field of Study: Specialized KnowledgePrerequisites: There are no prerequisites for this session.Advanced Preparation: NoneProgram Level: BasicDelivery Method: Group Internet BasedNASBA ApprovedFinancial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Join Harry Mamaysky, PhD, Founder of QuantStreet Capital and Columbia Business School professor, for a high-impact session exploring how current trade policy tensions—especially the Trump tariffs—are influencing the markets and investor behavior.This session will unpack:* The economic rationale for and against blanket tariffs* The ripple effects on inflation, investor sentiment, and Fed policy* Whether we're seeing the "mother of all bubbles" or just a valuation reset* What global vs. U.S. market indicators suggest about future returns* Portfolio positioning ideas for clients in uncertain geopolitical climatesPlus, Harry will share what he's telling his clients right now and how to keep investors calm when headlines stir panic.This webinar is designed for financial advisors seeking to sharpen their macro lens and improve client conversations amid volatility.

Join us for an exclusive webinar preview featuring renowned tax strategist Bob Keebler, CPA, AEP (Distinguished), as he unveils the core strategies and cutting-edge insights he’ll teach in the upcoming Comprehensive Tax Planning Masterclass for financial professionals.In this preview session, Bob will walk through the four-part series designed to arm financial advisors, CPAs, and EAs with practical tools to slash client tax liabilities and unlock new planning opportunities. From advanced bracket management and Roth conversion timing to entity structuring for business owners and charitable gifting strategies, Bob delivers the insights you need to stay ahead of the TCJA sunset and help clients prepare for a shifting tax landscape.You’ll get a first look at how the Masterclass:Uses case studies to illustrate Roth glide paths, QBI deductions, and exit planning.Teaches advisors to leverage the Form 1040 as a diagnostic tool for high-income clients.Equips you to navigate complex tax rules around trusts, equity compensation, and real estate.Whether you’re advising retirees, business owners, physicians, or charitably inclined clients, this preview is your front-row seat to a Masterclass that’s already generating buzz across the advisor community.🗓️ Don’t miss this chance to preview the most comprehensive tax planning training of the year—direct from one of the most trusted names in the field.

As a financial advisor, understanding Small Business Administration (SBA) loans is crucial for helping your small business clients secure affordable financing for growth, acquisitions, and expansion. With competitive terms and lower down payment requirements, SBA loans can be a powerful tool for funding everything from working capital to commercial real estate. However, navigating the complexities of the SBA 7(a) and 504 loan programs requires specialized knowledge.Join SBA lender Adam Whitaker to gain a deeper understanding of SBA loans as a strategic financing solution and learn to leverage these programs to add more value to your client relationships.Learning Objectives:By the end of this webinar, financial advisors will be able to:Explain the roles and purposes of the SBA 7(a) and 504 loan programs in helping small businesses grow.Compare and contrast the structures, eligible uses, and funding processes of the 7(a) vs. 504 loans.Guide clients through eligibility requirements and outline what can and cannot be financed under each program.Advise clients on SBA loan options for business acquisitions and partner buyouts, including asset vs. stock transactions.Navigate the underwriting, equity injection, and closing processes to streamline loan approvals for clients. *CE/CPE Eligible: 1.0 CE credit is available to FEN Members with these designations: CFP, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit. Field of Study: Specialized KnowledgePrerequisites: There are no prerequisites for this session.Advanced Preparation: NoneProgram Level: BasicDelivery Method: Group Internet BasedNASBA ApprovedFinancial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

CE Eligible: Two credits for subscribers who need IAR, CFP, PACE and CPE credits. This fulfills the CFP requirement for Ethics.In this webinar, Tom Duffy, CFP® led listeners in an interactive presentation full of real-life client scenarios that helped them better understand how they can meet their ethical requirements.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives.In our introductory segment, we will set the stage by discussing the significance of dual registration in the financial sector, offering a succinct yet thorough overview that underscores its relevance in today's market. Moving forward, we delve into the definition, scope, and historical evolution of dual registration, including a detailed examination of the regulatory frameworks imposed by both the SEC and state authorities. Our expert speakers will navigate the labyrinth of regulatory compliance challenges, emphasizing key issues such as fiduciary duties, reporting requirements, and managing conflicts of interest.The webinar will also shed light on the operational hurdles associated with dual registration, discussing the technological infrastructure needed for compliance, data management intricacies, and the crucial role of staff training and management. In addition, we'll explore the legal and contractual aspects, highlighting the importance of proper documentation and strategies for dispute resolution in dual registration contexts.Risk management is another core topic, where we will outline effective strategies for identifying, assessing, and mitigating risks, complemented by regular compliance assessments. Engaging case studies will provide real-world insights into successful implementations of dual registration, along with challenges faced and lessons learned.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives.This educational program, led by compliance lawyer Michelle Atlas-Quinn, provides a comprehensive guide for understanding and addressing critical compliance issues.The program is structured into four parts:Understanding SEC and NASAA Examinations: This section provides an overview of the roles and objectives of the SEC and NASAA in their examinations. It emphasizes the importance of compliance for investment advisers and highlights common focus areas such as fiduciary responsibilities and disclosure practices.Key Compliance Deficiencies: A detailed exploration of fiduciary obligations, disclosure and transparency, compliance programs, and custody of client assets. This part delves into common pitfalls, case studies on deficiencies, and best practices for maintaining compliance programs.Practical Compliance Strategies: The final section presents practical strategies for implementing effective compliance controls, including techniques for monitoring and reviewing compliance, and preparing for SEC examinations. It emphasizes the roles of compliance officers and the importance of thorough documentation and record-keeping.Overall, the program aims to equip Investment Adviser Representatives with the necessary knowledge and tools to navigate and adhere to compliance requirements effectively.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives - Products and Practices.In this webinar, Wade Pfau reviews the different tax advantages available in the tax code and how to create tax diversification as a foundation for retirement. Wade dives into tax-efficient retirement distributions, including effective marginal tax rate management, strategic Roth conversions, and long-term capital gains harvesting. Wade also covers pitfalls with generating more taxable income, including the Social Security tax torpedo, increased Medicare premiums, and the impacts of tax-preferential sources of income. The webinar finishes with a detailed example to show how more tax-efficient retirement distributions using strategic Roth conversions can significantly extend retirement portfolio longevity.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives.This program, which features tax attorney Joe Endres, will address applying residency tax rules to commuters, occasional visitors, and full-time residents of the various states. It will also identify the practices most states use to determine if a taxpayer has "truly" changed their residence. For example, changing your residence from a high-tax state (think NY, NJ & CA) to a low or no-tax state (think FL) can dramatically reduce the amount of state taxes you have to pay. But high-tax states don't let their residents go smoothly. If you continue to maintain any connection to the former residence (think snowbirds), the high-tax state may contest that you genuinely changed your residence. Note that Mr. Endres specializes in residency and local taxation matters and has represented numerous clients in cases related to this issue.In this webinar, Mr. Endres will teach you how states determine a taxpayer's residency and how to make the states respect your residency change.Learning Objectives:Determine statutory residence rules and how to count a "day"Identify concrete steps necessary to change your domicileRecognize common traps for the unwary practitioner

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives.This course is on the intergenerational transfer of property and will focus on what CPAs should know about trusts and estates. It will cover many topics ranging from fundamental legal principles of trusts and estates to how language in the trust instrument accomplishes a particular tax result.We will also discuss the legal definitions and principles of estates and trusts, the basic principles regarding property ownership, and the types of trusts commonly used. We will also delve into trust accounting fundamentals and the specific clauses that are important to understand, including formula valuation clauses.Learning Objectives:Determine how to read and understand estate planning instrumentsIdentify basic fiduciary accounting principlesRecognize select planning opportunities and trapsIdentify the requirements for a trust to be a qualified designated beneficiary of an IRADetermine how to use IRD to fund charitable bequests

This intensive course, presented by compliance lawyer Michelle Atlas-Quinn, is meticulously structured to provide investment adviser representatives with a deep dive into the ethical standards and fiduciary responsibilities critical to their roles. Acknowledging that investment advisers are held to a higher standard within the financial industry, this course will ensure they possess a thorough understanding of the foundational principles, stringent regulations, and best practices that inform and guide professional conduct and decision-making.*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives.

CE Eligible: Two credits for subscribers who need IAR, CFP, PACE and CPE credits. This fulfills the CFP requirement for Ethics.In this webinar, Tom Duffy, CFP® led listeners in an interactive presentation full of real-life client scenarios that helped them better understand how they can meet their ethical requirements.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives.In our introductory segment, we will set the stage by discussing the significance of dual registration in the financial sector, offering a succinct yet thorough overview that underscores its relevance in today's market. Moving forward, we delve into the definition, scope, and historical evolution of dual registration, including a detailed examination of the regulatory frameworks imposed by both the SEC and state authorities. Our expert speakers will navigate the labyrinth of regulatory compliance challenges, emphasizing key issues such as fiduciary duties, reporting requirements, and managing conflicts of interest.The webinar will also shed light on the operational hurdles associated with dual registration, discussing the technological infrastructure needed for compliance, data management intricacies, and the crucial role of staff training and management. In addition, we'll explore the legal and contractual aspects, highlighting the importance of proper documentation and strategies for dispute resolution in dual registration contexts.Risk management is another core topic, where we will outline effective strategies for identifying, assessing, and mitigating risks, complemented by regular compliance assessments. Engaging case studies will provide real-world insights into successful implementations of dual registration, along with challenges faced and lessons learned.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives.Join renowned CPA Bob Keebler in this comprehensive webinar to explore advanced tax planning strategies designed to maximize your clients' financial outcomes. This session will delve into key areas such as Roth Conversions, Roth IRA Distribution Limitations, Net Unrealized Appreciation, Gain and Loss Harvesting, Novel 529 Strategies, Opportunity Zones, Solar Investment, and 1031 Exchanges, providing you with the insights needed to effectively manage your clients' tax brackets. Learn how to optimize annuities through gain harvesting, leverage charitable giving for tax benefits, and strategically plan itemized deductions.Additionally, the webinar will cover the nuances of 529 Plans, the unique benefits of investing in oil and gas, and the intricacies of installment sales. Whether you're looking to enhance your knowledge on investments or seeking innovative approaches to tax planning, this session offers valuable information to help you guide your clients towards making informed financial decisions. Don't miss this opportunity to gain practical tips and strategies that you can immediately apply in your practice.

CE Eligible: Two credits for subscribers who need IAR, CFP, PACE and CPE credits.Join retirement expert Denise Appleby as she explains how these mistakes are often made and what you can do to protect your clients’ IRAs. Topics she will cover include real-life case studies and practical examples.Highlights of Denise's webinar include the following:• The 6% and how to avoid it.• The 10% additional tax and how to avoid traps for the unwary• How to avoid or escape the 25% RMD penalty on RMD shortfalls.• The 100% taxability: How an impermissible portability move could result in 100% loss of tax-deferral and the protective measures that can prevent that.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives - Products and Practices.In this webinar, Wade Pfau reviews the different tax advantages available in the tax code and how to create tax diversification as a foundation for retirement. Wade dives into tax-efficient retirement distributions, including effective marginal tax rate management, strategic Roth conversions, and long-term capital gains harvesting. Wade also covers pitfalls with generating more taxable income, including the Social Security tax torpedo, increased Medicare premiums, and the impacts of tax-preferential sources of income. The webinar finishes with a detailed example to show how more tax-efficient retirement distributions using strategic Roth conversions can significantly extend retirement portfolio longevity.

Today’s clients aren’t just worried about market volatility or taxes—they’re increasingly concerned about how to pay for healthcare in retirement. In this high-impact session, Mike Daley will show you how HealthView’s HVS Portal 2.0 to bring clarity and confidence to these conversations.Powered by over 500 million real-world medical claims, this patented tool delivers personalized, year-by-year healthcare cost projections based on each client’s age, health status, location, and Medicare choices. But it doesn’t stop there—these projections are automatically linked to investment strategies, helping clients understand exactly how much they need to set aside to fund their future care.Mike will walk through real-life planning scenarios—from healthy pre-retirees to clients managing chronic conditions—and show how this platform can help you transform healthcare from an unknown risk into a solvable planning goal.Tom's Tip: This is a CAN"T MISS webinar because I've never seen software that can model healthcare choices like HealthView. 

What does life, financial, estate, and tax planning look like when you never have kids? Does that much really change? Join Jay Zigmont, Childfree Wealth Specialist® for a dive into real cases and plans to pull apart how you plan for FILE, dying with zero, finances as a soloist, and more. *CE/CPE Eligible: 1.0 CE credit is available to FEN Members with these designations: CFP, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit. Field of Study: Specialized KnowledgePrerequisites: There are no prerequisites for this session.Advanced Preparation: NoneProgram Level: BasicDelivery Method: Group Internet BasedNASBA ApprovedFinancial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

In a world where market volatility is the new normal, old asset allocation rules aren’t enough. To truly protect and grow client wealth, advisors must think beyond traditional models — and craft dynamic portfolios that are structured for adaptability, resilience, and long-term success.Join retired financial advisor and investment strategist Frank Buchholz, author of The Investor’s Golden Playbook, for a practical, advisor-focused session that goes deeper than basic asset allocation. Frank will share the exact questions he asks when designing investment strategies that withstand volatility — including how to balance risk tolerance, time horizon, tax efficiency, and personal preferences in an evolving market.You’ll learn:How to assess a client’s full financial picture before structuring a portfolio.Why understanding time horizon is more important than ever in volatile markets.How risk tolerance really impacts allocation decisions — beyond surface-level risk questionnaires.Key strategies for integrating client investment preferences without compromising risk control.The best practices for rebalancing portfolios in a way that protects gains and prepares for market shifts.Three Key Takeaways:A client’s investment strategy must evolve with their life stage — not just with market movements.Tax-efficient structuring can make the difference between surviving and thriving through volatility.Discipline, balance, and adaptability aren’t buzzwords — they’re the foundation of lasting client success.

Join us for an insightful session featuring Eden Ovadia, CEO and co-founder of FINNY AI, a leading AI-powered prospecting and marketing platform tailored for financial advisors. Eden will delve into effective strategies that have propelled growth across numerous advisory firms and share her vision for the future of organic client acquisition.We're also excited to welcome Joshua Brown, CEO of Ritholtz Wealth Management, who has recently invested in FINNY and joined its advisory board. Joshua will discuss his reasons for backing FINNY and how the platform is revolutionizing the way advisors connect with potential clients .The webinar will include:Key strategies for enhancing client acquisition.Insights from Joshua Brown on FINNY's impact and potential.A live demonstration of the FINNY platform.Success stories from advisors who have leveraged FINNY to grow their practices.Don't miss this opportunity to learn how FINNY AI is shaping the future of financial advisory services.

Financial advisors like you do more than manage money—they help clients navigate life’s biggest questions. Join us for an exclusive conversation with Jordan Grumet, hospice doctor, financial expert, and author of The Purpose Code, as he shares powerful insights on how advisors can guide clients toward a more meaningful relationship with wealth. Discover how to move beyond spreadsheets and investments to help clients align their finances with their deepest values, life goals, and legacy. This thought-provoking session will equip you with the tools to foster deeper client relationships and redefine financial success."I am reading The Purpose Code because I struggle with where to start when it comes to several philanthropic ideas I have. Jordan's book has been very helpful with it's thought-provoking stories of others who've had similar struggles and, most importantly, details on how they've overcome them. This book is a great mix of real-life examples and specific ideas one can take to find their purpose."Tom Dickson, Founder, Financial Experts Network  

Join retirement researcher Wade Pfau, a leading expert in retirement income planning, and financial advisor Jason Sanger for a fascinating look at how life insurance can play a vital role in securing a client's retirement security. As you know, many advocate for a “buy term and invest the difference” strategy, emphasizing lower-cost temporary life insurance to maximize investable assets. However, investments alone may not effectively manage key post-retirement financial risks such as longevity risk, market volatility, and spending shocks.In this webinar, Wade and Jason explore the role of whole life insurance as an alternative within a lifetime financial plan potentially enhance lifetime spending and legacy goals compared to traditional “buy term and invest the difference” strategies. Using a case study of a hypothetical couple, they will examine two strategic uses of whole life insurance: (1) As a buffer asset to coordinate with investment portfolio distributions and (2) as a death benefit tool to justify incorporating a single-life income annuity. *CE/CPE Eligible: 1.0 CE credit is available to FEN Members with these designations: CFP, IAR, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit. Field of Study: Specialized KnowledgePrerequisites: There are no prerequisites for this session.Advanced Preparation: NoneProgram Level: BasicDelivery Method: Group Internet BasedNASBA ApprovedFinancial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

As assets in 529 plans have surpassed $500B there are a wide number of quality plans for advisors to choose from. But how do you quickly analyze the options? Join Scott Morrison of Saving For College for an overview of the data and tools available on savingforcollege.com to make 529 plan analysis easier. In addition to demonstrating the industry's most comprehensive data and 529 plan comparison tools, Scott will review useful calculators for addressing client scenarios associated with college savings planning, state tax deductions, financial aid, and K-12 savings.

Join Mary Morris, CEO of Virginia529, and Kristin Carleton, Special Needs Planner + Commonwealth Savers Board Member, for an essential webinar designed to equip financial advisors with the knowledge and strategies needed to help clients take full advantage of Achieving a Better Life Experience (ABLE) accounts. These tax-advantaged savings accounts empower individuals with disabilities to save for future expenses without jeopardizing their eligibility for crucial government benefits like Supplemental Security Income (SSI) and Medicaid.In this session, you’ll learn:✅ ABLE Account Basics – Who qualifies, contribution limits, and key benefits.✅ Strategic Planning – How ABLE accounts fit into a broader financial plan, including estate and special needs planning.✅ Investment & Tax Advantages – How earnings grow tax-free and what financial professionals should consider when advising clients.✅ State-Specific Considerations – Navigating differences in ABLE programs across the country.✅ Comparing ABLE vs. Special Needs Trusts – When and how each strategy makes sense.This webinar is ideal for financial advisors, estate planners, and fiduciaries seeking practical insights to help clients with disabilities achieve financial security and independence. *CE/CPE Eligible: 1.0 CE credit is available to FEN Members with these designations: CFP, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit. Field of Study: Specialized KnowledgePrerequisites: There are no prerequisites for this session.Advanced Preparation: NoneProgram Level: BasicDelivery Method: Group Internet BasedNASBA ApprovedFinancial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Join renowned economist Larry Kotlikoff and financial planners Rick Miller and Jay Abolofia for a deep dive into the pros and cons of Roth IRA conversions. Should clients aggressively convert large portions of their traditional IRAs, or is a more measured approach better? Our expert panel will challenge conventional wisdom, explore key tax and policy considerations, and provide practical insights to help financial advisors guide their clients through this critical retirement decision. Don’t miss this lively and thought-provoking discussion!

Join federal employee benefits expert Ilene Slatko for an encore presentation designed to help you understand the LATEST considerations for federal employees, including the various retirement classifications, optimizing federal pensions (FERS and CSRS), managing Thrift Savings Plan (TSP) distributions, understanding the Retiree Annuity Supplement, and evaluating FEHB and FEGLI options post-separation. Attendees will gain actionable strategies to help federal employees strategize about early retirement packages, unemployment benefits, and maximizing financial security during this uncertain period.

Navigating the complexities of long-term care can be challenging. When clients are facing an immediate care need and did not do any pre-planning, they may think there are no options to save their assets from the nursing home bill—but that’s where Medicaid planning can help. This webinar, led by industry expert Dale Krause, J.D., LL.M., will explore the financial strategies used in crisis Medicaid planning, with a focus on preserving assets through the use of Medicaid Compliant Annuities (MCAs). Attendees will gain a deeper understanding of the Medicaid program and how to help clients accelerate Medicaid eligibility. Through real-life case studies, we will illustrate the practical applications of MCAs for both married and single individuals facing long-term care costs.Learning Objectives:• Understand the Fundamentals of Crisis Medicaid Planning: Learn the key financial and non-financial requirements for Medicaid eligibility and how they impact seniors in need of long-term care.• Explore the Role of Medicaid Compliant Annuities (MCAs) in Asset Protection: Discover how MCAs convert excess countable assets into an income stream to accelerate Medicaid eligibility.• Analyze Case Studies and Implementation Strategies: Examine real-world examples of Medicaid planning strategies for both married couples and single individuals, including the Gift/MCA plan.

Most business owners are lying to themselves about their exit plan. You’ve spent decades building something incredible—reinvesting every dollar, tackling every challenge, and making tough decisions. But here’s the hard truth: your business is likely worth far less than you think, and the dream of selling it to fund your retirement may not be as secure as you hope. Too many owners wait until they’re ready to exit, only to realize they’re trapped, with no viable way to leave without jeopardizing everything they’ve built.It doesn’t have to be that way. In this webinar, business consultant Josh Patrick will share a battle-tested, no-nonsense 8-step strategy to help you exit on your terms—when you want, how you want, and to whom you want. You’ll learn how to achieve financial independence, make yourself operationally irrelevant without losing control, and lock in key employees during the transition. Josh will also reveal why most owners leave 40% of their business’s value on the table and how to fix it. Most importantly, you’ll discover how to avoid the #1 regret owners face after selling. This isn’t just theory—it’s a clear, actionable roadmap to ensure you get maximum value while preserving your legacy.

Join us for an engaging webinar as Mark Wilson, Financial Planner and Founder of Mile Wealth, shares his real-world experiences leveraging artificial intelligence to enhance productivity and client service. Mark will discuss how AI has moved beyond buzzwords to become an essential part of his daily workflow. He’ll cover his favorite use cases, including:Meeting Note Tools: How Zocks, a privacy-first transcription tool, helps him capture meeting notes, tasks, and summaries—without recording voice or video—and its seamless integration with WealthBox.ChatGPT in Practice: How he uses ChatGPT for brainstorming ideas, summarizing content, drafting communications, gathering data, and even assisting with Excel and Python coding, all while maintaining a practical approach to AI tool selection.Miscellaneous AI tools: Mark will show off a handful of other tools and websites he's found useful in his practice.Mark will share candid reflections on what works, what doesn’t, and where he sees the biggest opportunities for financial advisors and professionals to take advantage of AI without getting overwhelmed.Whether you’re curious about practical AI applications or looking for inspiration to integrate these tools into your workflow, this session is packed with actionable insights you can immediately apply.

Are you prepared for the SEC’s latest requirements on Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT)? This critical webinar, featuring compliance attorney Michelle Atlas-Quinn, will guide financial advisors through the new AML rules coming into effect on January 1, 2026. These rules mandate registered investment advisors (RIAs) and certain exempt reporting advisors (ERAs) to establish comprehensive AML programs. Attendees will learn how to navigate these regulations while safeguarding their businesses from potential penalties. This session will provide actionable insights into creating a robust, risk-based AML program tailored to your firm’s unique operations. Advisors will also learn to meet new customer due diligence requirements, effectively monitor transactions, and report suspicious activities to FinCEN. Don’t miss this opportunity to stay ahead of regulatory expectations and protect your clients and firm.This webinar is pending approval for two IAR Ethics CE credits.  Learning Objectives:Understand the scope and impact of the new SEC AML rule on RIAs and ERAs.Learn how to establish a risk-based AML/CFT program tailored to your client base.Master customer due diligence and beneficial ownership identification.Gain strategies for monitoring, reporting, and maintaining compliance records.Explore best practices for responding to government AML investigations.This webinar is essential for advisors looking to strengthen compliance while maintaining operational efficiency.

In this course, you will gain a thorough understanding of the myriad of options available to your clients when they are exploring senior living options. You will learn about all senior living options available, services offered, amenities available, fee structures and other key differentiators. You will also gain a deeper understanding of the options for funding. The information provided in this course will make CFP professionals and their clients more educated and informed consumers.Learning Objectives:Define the various types of senior living options available Be able to contrast the differences between senior living models of care and the advantages and disadvantages of each Recognize the inputs that impact and influence pricing Understand the funding options available 5. Recommend important questions for clients to ask when evaluating and comparing senior living providers

Join nationally renowned CAP Bob Keebler for this session when he educates you on the topics listed below.Understanding the Multi-Dimensional Tax SystemOrdinary income tax brackets and capital gains bracketsStrategies for High-Income Earners with W-2K-1 and Schedule E StrategiesPassive vs. non-passiveGrouping Elections and 469 planning3.8% Net Investment Income Tax (NIIT)Alternative Minimum Tax (AMT)Core Bracket Management StrategiesCapital gain harvesting and tradeoffsCapital loss harvesting and offset rulesFlying below the radar: strategic income timingIncome smoothing and Roth conversionsAsset LocationTax-free assets: Roth IRAs, life insurance, municipal bondsTax-deferred assets: IRAs, annuities, retirement accountsTaxable assets: dividends, capital gains, interest incomeTax-preferred assets: real estate, oil & gas investments Planning Impacts of Medicare PremiumsBracket creep and IRMAA surchargesHow income strategy affects Part B and Part D costsAdditional Planning OpportunitiesUse of NUA (Scenarios: Client laid off; Possible Roth conversion with NUA)Use of annuities, and life insurance in tax managementStrategies for high-income clients in transition years 

In this sequel to the highly rated Cyber Security webinar, Aryn Johnson, will use case studies to educate your on the most common types of cybercrimes* and the strategies for avoiding them. Plus, she will review how to insure and protect yourself, children and business from them. Aryn is an excellent presenter, with deep knowledge of both cyber crime and insurance options clients can use to protect against this risk and other personal risk. *The most common types of cybercrime: Identity theft, social engineering, fraud schemes, phishing scams, online dating, new technology and currency threats.  

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE ethics credit hours for Investment Advisor Representatives.In our introductory segment, we will set the stage by discussing the significance of dual registration in the financial sector, offering a succinct yet thorough overview that underscores its relevance in today's market. Moving forward, we delve into the definition, scope, and historical evolution of dual registration, including a detailed examination of the regulatory frameworks imposed by both the SEC and state authorities. Our expert speakers will navigate the labyrinth of regulatory compliance challenges, emphasizing key issues such as fiduciary duties, reporting requirements, and managing conflicts of interest.The webinar will also shed light on the operational hurdles associated with dual registration, discussing the technological infrastructure needed for compliance, data management intricacies, and the crucial role of staff training and management. In addition, we'll explore the legal and contractual aspects, highlighting the importance of proper documentation and strategies for dispute resolution in dual registration contexts.Risk management is another core topic, where we will outline effective strategies for identifying, assessing, and mitigating risks, complemented by regular compliance assessments. Engaging case studies will provide real-world insights into successful implementations of dual registration, along with challenges faced and lessons learned.

CE Eligible: Two credits for subscribers who need IAR, CFP, PACE and CPE credits. This fulfills the CFP requirement for Ethics.In this webinar, Tom Duffy, CFP® led listeners in an interactive presentation full of real-life client scenarios that helped them better understand how they can meet their ethical requirements.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two ethics CE credit hours for Investment Advisor Representatives.This educational program, led by compliance lawyer Michelle Atlas-Quinn, provides a comprehensive guide for understanding and addressing critical compliance issues.The program is structured into four parts:Understanding SEC and NASAA Examinations: This section provides an overview of the roles and objectives of the SEC and NASAA in their examinations. It emphasizes the importance of compliance for investment advisers and highlights common focus areas such as fiduciary responsibilities and disclosure practices.Key Compliance Deficiencies: A detailed exploration of fiduciary obligations, disclosure and transparency, compliance programs, and custody of client assets. This part delves into common pitfalls, case studies on deficiencies, and best practices for maintaining compliance programs.Practical Compliance Strategies: The final section presents practical strategies for implementing effective compliance controls, including techniques for monitoring and reviewing compliance, and preparing for SEC examinations. It emphasizes the roles of compliance officers and the importance of thorough documentation and record-keeping.Overall, the program aims to equip Investment Adviser Representatives with the necessary knowledge and tools to navigate and adhere to compliance requirements effectively.

CE Eligible: Two Products and Practices credits for subscribers who need IAR, CFP, PACE and CPE credits.Join retirement expert Denise Appleby as she explains how these mistakes are often made and what you can do to protect your clients’ IRAs. Topics she will cover include real-life case studies and practical examples.Highlights of Denise's webinar include the following:• The 6% and how to avoid it.• The 10% additional tax and how to avoid traps for the unwary• How to avoid or escape the 25% RMD penalty on RMD shortfalls.• The 100% taxability: How an impermissible portability move could result in 100% loss of tax-deferral and the protective measures that can prevent that.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE credit hours for Investment Advisor Representatives - Products and Practices.In this webinar, Wade Pfau reviews the different tax advantages available in the tax code and how to create tax diversification as a foundation for retirement. Wade dives into tax-efficient retirement distributions, including effective marginal tax rate management, strategic Roth conversions, and long-term capital gains harvesting. Wade also covers pitfalls with generating more taxable income, including the Social Security tax torpedo, increased Medicare premiums, and the impacts of tax-preferential sources of income. The webinar finishes with a detailed example to show how more tax-efficient retirement distributions using strategic Roth conversions can significantly extend retirement portfolio longevity.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two Products and Practices CE credit hours for Investment Advisor Representatives.This course is on the intergenerational transfer of property and will focus on what CPAs should know about trusts and estates. It will cover many topics ranging from fundamental legal principles of trusts and estates to how language in the trust instrument accomplishes a particular tax result.We will also discuss the legal definitions and principles of estates and trusts, the basic principles regarding property ownership, and the types of trusts commonly used. We will also delve into trust accounting fundamentals and the specific clauses that are important to understand, including formula valuation clauses.Learning Objectives:Determine how to read and understand estate planning instrumentsIdentify basic fiduciary accounting principlesRecognize select planning opportunities and trapsIdentify the requirements for a trust to be a qualified designated beneficiary of an IRADetermine how to use IRD to fund charitable bequests

This intensive course, presented by compliance lawyer Michelle Atlas-Quinn, is meticulously structured to provide investment adviser representatives with a deep dive into the ethical standards and fiduciary responsibilities critical to their roles. Acknowledging that investment advisers are held to a higher standard within the financial industry, this course will ensure they possess a thorough understanding of the foundational principles, stringent regulations, and best practices that inform and guide professional conduct and decision-making.*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE Ethics credit hours for Investment Advisor Representatives.

CE Eligible: Two credits for subscribers who need IAR, CFP, PACE and CPE credits. This fulfills the CFP requirement for Ethics.In this webinar, Tom Duffy, CFP® led listeners in an interactive presentation full of real-life client scenarios that helped them better understand how they can meet their ethical requirements.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE ethics credit hours for Investment Advisor Representatives.In our introductory segment, we will set the stage by discussing the significance of dual registration in the financial sector, offering a succinct yet thorough overview that underscores its relevance in today's market. Moving forward, we delve into the definition, scope, and historical evolution of dual registration, including a detailed examination of the regulatory frameworks imposed by both the SEC and state authorities. Our expert speakers will navigate the labyrinth of regulatory compliance challenges, emphasizing key issues such as fiduciary duties, reporting requirements, and managing conflicts of interest.The webinar will also shed light on the operational hurdles associated with dual registration, discussing the technological infrastructure needed for compliance, data management intricacies, and the crucial role of staff training and management. In addition, we'll explore the legal and contractual aspects, highlighting the importance of proper documentation and strategies for dispute resolution in dual registration contexts.Risk management is another core topic, where we will outline effective strategies for identifying, assessing, and mitigating risks, complemented by regular compliance assessments. Engaging case studies will provide real-world insights into successful implementations of dual registration, along with challenges faced and lessons learned.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE Products and Practices credit hours for Investment Advisor Representatives.Join renowned CPA Bob Keebler in this comprehensive webinar to explore advanced tax planning strategies designed to maximize your clients' financial outcomes. This session will delve into key areas such as Roth Conversions, Roth IRA Distribution Limitations, Net Unrealized Appreciation, Gain and Loss Harvesting, Novel 529 Strategies, Opportunity Zones, Solar Investment, and 1031 Exchanges, providing you with the insights needed to effectively manage your clients' tax brackets. Learn how to optimize annuities through gain harvesting, leverage charitable giving for tax benefits, and strategically plan itemized deductions.Additionally, the webinar will cover the nuances of 529 Plans, the unique benefits of investing in oil and gas, and the intricacies of installment sales. Whether you're looking to enhance your knowledge on investments or seeking innovative approaches to tax planning, this session offers valuable information to help you guide your clients towards making informed financial decisions. Don't miss this opportunity to gain practical tips and strategies that you can immediately apply in your practice.

*CE Eligible: 2 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. Special Note: This program is also approved for two CE Products and Practices credit hours for Investment Advisor Representatives.This program, which features tax attorney Joe Endres, will address applying residency tax rules to commuters, occasional visitors, and full-time residents of the various states. It will also identify the practices most states use to determine if a taxpayer has "truly" changed their residence. For example, changing your residence from a high-tax state (think NY, NJ & CA) to a low or no-tax state (think FL) can dramatically reduce the amount of state taxes you have to pay. But high-tax states don't let their residents go smoothly. If you continue to maintain any connection to the former residence (think snowbirds), the high-tax state may contest that you genuinely changed your residence. Note that Mr. Endres specializes in residency and local taxation matters and has represented numerous clients in cases related to this issue.In this webinar, Mr. Endres will teach you how states determine a taxpayer's residency and how to make the states respect your residency change.Learning Objectives:Determine statutory residence rules and how to count a "day"Identify concrete steps necessary to change your domicileRecognize common traps for the unwary practitioner

CE Eligible: Two Products and Practices credits for subscribers who need IAR, CFP, PACE and CPE credits.Join retirement expert Denise Appleby as she explains how these mistakes are often made and what you can do to protect your clients’ IRAs. Topics she will cover include real-life case studies and practical examples.Highlights of Denise's webinar include the following:• The 6% and how to avoid it.• The 10% additional tax and how to avoid traps for the unwary• How to avoid or escape the 25% RMD penalty on RMD shortfalls.• The 100% taxability: How an impermissible portability move could result in 100% loss of tax-deferral and the protective measures that can prevent that.

End-of-life planning involves some of the most important, sensitive, and legally complex decisions individuals and families will ever face. Join Amitai Heller, a leading attorney at Compassion & Choices specializing in end-of-life litigation, and Kathleen McKinstra, an experienced estate attorney, and Compassion & Choices' Director of Planned Giving, for a comprehensive webinar that explores how to navigate these critical issues while avoiding costly and emotionally taxing legal disputes.This webinar will provide practical and legal insights into:Advanced Directives: How to create clear, enforceable instructions to ensure your healthcare wishes are honored.Medical Power of Attorney (POA): Choosing the right person to make medical decisions on your behalf and ensuring they are legally empowered to act when it matters most.The Legality of Assisted Dying: A state-by-state breakdown of assisted dying laws, what is permitted, and how these decisions intersect with ethics, healthcare, and the law.Steps to Avoid Litigation: Documentation strategies and proactive steps to minimize ambiguity and prevent family disputes.Court Intervention: When and why courts get involved in end-of-life decisions, and how to structure your plans to avoid judicial interference.Life Insurance Considerations: How assisted dying choices impact life insurance coverage, including exclusions and policy implications.This webinar is essential for financial advisors seeking to understand the intersection of law, ethics, and personal choice in end-of-life planning.

Join nationally renowned CPA Bob Keebler for this session when he educates you on the topics listed below.Tax-Advantaged AccountsContribution optimization for IRAs, 401(k)s, SEP, SIMPLE plansBrief overview of HSAsEducation funding: 529s and Coverdell ESAsMulti-year funding; Grandparent 529s, 529-to-Roth conversionsDeductions and CreditsItemized vs. standard deduction strategyTax bunching and charitable bundlingKey credits: CTC, EITC, and education-related creditsInvestment Tax PlanningCapital gains timing, harvesting, and stacking strategiesConcentrated positionsExamples of cap gains stacking by income bracketIncome Shifting and SplittingUsing family trusts and giftingEmploying family members and setting reasonable compensationOtherSocial Security benefits and taxesCapital gains from homeowners insurance proceeds6. TCJA Sunset: The Possible Impact and What You Can Control

Join renowned dietitian Leslie Bonci for an engaging and practical webinar on how to make confident, informed food and fitness choices in a world full of nutrition misinformation. Leslie will share her guiding principles for creating a portfolio of ‘Yes I Can’—helping you build a balanced, sustainable approach to eating and exercise. In this session, you will:✔ Assess the ‘State of the Plate’ – Learn how to optimize your food choices for better health without restrictive dieting.✔ Navigate Nutrition Nonsense – Identify and debunk common myths that can derail your wellness efforts.✔ Make Smarter Investments in Health – Discover practical strategies for fueling your body while balancing fitness goals.✔ Adopt a Growth Mindset for Nutrition & Fitness – Shift from restriction to empowerment and flexibility in your approach to food and movement.This webinar is perfect for individuals, fitness enthusiasts, and professionals looking to cut through the confusion and make smarter, sustainable health decisions.

Join nationally renowned CPA Bob Keebler for this session when he educates you on the topics listed below.Business Structures and Tax ImplicationsTax pros and cons of LLCs, S Corps, C Corps, and PartnershipsHow distributions are handled for each entity typeS Corp Wage OptimizationRestructuring strategies to improve tax efficiencySection 199A Qualified Business Income DeductionSection 1202 Qualified Small Business StockBusiness Deductions and CreditsKey deductions: depreciation, operating expenses, Section 179Tax credits: R&D, Work Opportunity Credit, Health Care CreditTiming and Revenue DeferralAligning income and expenses for optimal timingTechniques to accelerate deductions and defer incomeOwner & Employee CompensationSolo 401(k) vs. SEP IRAAggregation rules under Section 199ATax-efficient fringe benefits (e.g., wellness, tuition programs)Medical ProfessionalsEntity Structuring & Deduction Stacking for Independent PhysiciansBackdoor Roths, Mega Backdoor Roths, and Tax-Efficient Retirement SavingReal Estate, Passive Income, and Material Participation for DoctorsTax-Efficient Exit Planning: Practice Sales, Equity, and Asset TransfersStructuring installment sales to spread capital gainsHow to sell goodwill tax-efficiently (especially for sole proprietors)1031 exchange strategies for doctors selling real estateGifting or selling business interest to trusts (e.g., IDGT)Planning around the TCJA sunset and estate tax exemption compression in 2026

Just like financial investing, the choices you make with food can be safe, risky, or uncertain—and navigating these decisions can feel overwhelming. In this follow-up session, expert dietitian Leslie Bonci will help you assess your ‘food portfolio’ and make informed, sustainable nutrition choices that support your health and fitness goals.In this interactive webinar, you will learn:✔ Safe Investments: The nutritional powerhouses you can always count on for health and energy.✔ Risky Investments: Popular diets and food trends—are they worth it, or will they cost you in the long run?✔ Unknown Investments: Emerging nutrition claims—what’s fact, what’s fiction, and what needs more research?✔ Portfolio Diversification: How to balance your food choices for long-term wellness while still enjoying what you eat.Whether you're looking to solidify your nutrition foundation, experiment with new foods, or avoid common pitfalls, this session will equip you with Leslie’s expert insights to invest wisely in your health.

Join nationally renowned CPA Bob Keebler for this session when he educates you on the topics listed below.Roth ConversionsRoth rules recap: taxability, recharacterization, and five-year rule nuancesVisualizing brackets: Ordinary vs. LTCG brackets, ACA cliffs, IRMAA bandsConversion strategies by life stage: Pre-SS, post-SS, RMD phase, and after spouse passesCombining Roths with QCDs, bunching charitable deductions, and DAFsCase study: Using Roths in a 5-year glide plan to reduce lifetime taxesInherited IRA considerations under SECURE ActExecutive Compensation & Equity Planning:RSUs vs. ISOs vs. NSOs83(b) electionsTrusts and Taxations: Estate & Legacy Planning with Tax EfficiencyUnderstanding Simple vs. Complex vs. Grantor Trusts (and Why It Matters)Distributable Net Income (DNI) and the Income Distribution DeductionWhy Trusts Hit the Top Tax Bracket So Quickly (and How to Plan Around It)Capital Gains in Trusts: When They’re Taxed, When They Can Be Passed ThroughLifetime Gifting Strategies:Annual exclusion and unified credit planningUsing trusts for tax control (SLATs, IDGTs)Charitable Legacy Techniques: CRTs, CLATs, and remainder interestsStep-Up in Basis Planning:Community property vs. joint tenancy considerationsManaging highly appreciated assets near end-of-lifeState Estate Tax Planning:Planning for clients in decoupled states

This training class, led by Chris Heye, Ph.D - expert in longevity and cognitive decline, class,  introduces financial professionals to the power of AI to improve client conversations. Participants will learn how to use and integrate AI tools, including WhealthBot and the WhealthChat virtual assistant, into your practice to facilitate more productive discussions about health, wealth, and cognitive decline.Learning Objectives: 
1. Personalize the client experience: Discover how AI empowers you to tailor conversations to each client's unique needs and circumstances
2. Enhance productivity: Learn to use AI tools to streamline and enhance the quality of client interactions, making conversations more productive and effective
3. Plan proactively: Utilize AI insights to anticipate client needs and address concerns proactively, fostering better planning and decision-making
4. Be more confident: Raise your level confidence when speaking with clients, especially health-related concerns

In an uncertain market environment, many investors are looking for ways to stay invested in equities while limiting downside risk. Join Harry Mamaysky, Ph.D., Founder of QuantStreet Capital and former professor at Columbia Business School, for a deep dive into downside-protected strategies—a structured way to participate in stock market upside with clearly defined downside exposure.Using real-world examples and product comparisons, Harry will walk you through how these strategies work, when they make the most sense, and how to adapt them to your client portfolios. This is not a product pitch—it’s an analytical and practical session for advisors who want to keep clients invested while limiting downside risk.Topics will include:📊 How downside-protected ETFs and custom option-based structures are built🛡️ Understanding the trade-off between limited downside and capped upside🧠 Strategy variations: from zero-loss to modest-loss/high-upside configurations🔍 Key considerations for evaluating timing, expected return, and structure⚙️ Real implementation mechanics, including T-bill and call spread combinations🧾 Tax treatment of downside-protected trades💼 When this strategy may outperform traditional equity + bond portfoliosWho should attend:Financial advisors, RIAs, and investors looking for practical risk-managed equity strategies that address client concerns about market volatility and sequence-of-return risk.

Handling customer complaints is one of the most critical—and often misunderstood—areas of regulatory compliance for investment adviser representatives. Whether it’s a client’s offhand comment or a formal arbitration demand, knowing how to respond is essential to protecting your license, your reputation, and your firm.Join us for this essential training led by a seasoned compliance expert and legal professional Michelle Atlas-Quinn. This two-hour IAR CE-eligible webinar will walk you step-by-step through the procedures, obligations, and best practices when a communication might be a complaint.You’ll Learn:🔍 How to identify whether a communication qualifies as a reportable complaint🛡️ The role of your firm’s compliance officer and what you can expect if you're the named representative📝 What goes on your Form U4 (Question 14I)—and how to phrase it properly⚖️ What happens when a lawyer gets involved, and the potential for mediation or arbitration📉 What outcomes are possible—from denial to settlement to arbitration loss—and how they affect your E&O insurance🧾 How complaints impact your BrokerCheck record, and what it takes to seek expungement✅ Best practices to prevent complaints through proactive communication and documentationWho Should Attend:Investment adviser representatives, compliance officers, branch managers, and anyone in a client-facing role looking to mitigate risk and stay compliant.

There’s no time like the present to look at tax strategies for charitable giving, and with life’s competing priorities, you may be seeking a simpler, tax-smart approach to make giving more efficient this year. Join Mary Jovanovich, CAP® from Schwab Charitable to learn about timely charitable giving strategies to help you achieve maximum impact on the causes you care about. Topics Mary will cover include:Tax-smart charitable giving strategies to consider this yearInsights on how donors leverage appreciated non-cash assets for philanthropic impactInnovative tools and resources to help you navigate the tax benefits of giving and help guide your planning efforts

With the SEC and state regulators sharpening their focus on fiduciary obligations, disclosure accuracy, and cybersecurity in 2025, investment adviser representatives (IARs) must stay ahead of evolving expectations. This two-hour educational webinar—led by a compliance attorney Michelle Atlas-Quinn with real-world experience—dives deep into the most pressing compliance issues facing IARs this year.Whether you're preparing for an SEC exam or just want to strengthen your firm’s compliance posture, this course delivers actionable insights and practical guidance for staying compliant, avoiding costly mistakes, and protecting your practice.Topics Michelle will cover:✅ SEC’s 2025 Examination Priorities – What’s on the radar and how to prepare🧭 Fiduciary Obligations – What the duty of care and duty of loyalty really mean for you🗂️ Disclosure Pitfalls – Avoiding errors in Form CRS, Form ADV, and marketing disclosures🛡️ Custody Rule Compliance – Understanding SLOAs, indirect custody, and audit requirements🔍 Best Practices for Internal Compliance Controls – Policies, monitoring, staff training, and documentation📊 What to Expect in an SEC Exam – From record-keeping tips to crypto-related compliance trendsWhy You Should Attend:Learn how to spot red flags that examiners are trained to catchUnderstand how to properly disclose fees, conflicts, and servicesGet updates on the Marketing Rule, Best Execution, and evolving custody interpretationsDevelop a proactive plan to reduce firm and personal liabilityWalk away with a compliance checklist and practical tools you can use immediately

The SEC’s Marketing Rule under the Investment Advisers Act has transformed how Investment Adviser Reps (IARs)can advertise their services and use testimonials, performance data, and third-party ratings. Are you confident your firm’s marketing materials comply?This two-hour IAR CE-eligible session (Ethics), led by compliance attorney Michelle Atlas-Quinn, will walk you through the latest regulatory expectations, provide real-world exam questions, and help you avoid the most common pitfalls.What You'll Learn:📢 What Counts as an Advertisement under the SEC's definition—including new nuances around one-on-one communications🚫 Prohibited Statements: Learn what language and omissions can get you in trouble💬 Testimonials vs. Endorsements: Understand the difference and when written agreements and disclosures are required📈 Performance Advertising: When you can use hypothetical performance, what disclosures are required, and when it’s prohibited🌟 Third-Party Ratings: How to use them properly—including social media considerations and entanglement rules📚 Books and Records Requirements: What documentation you need to retain under the new rules🧾 Form ADV Part 1 Item 5(L): What you now must disclose about your marketing practices Why You Should Attend:Learn best practices for working with compliance when preparing or reviewing marketing materialsUnderstand your obligations to oversee third parties, including solicitors and content creatorsAvoid SEC scrutiny by staying proactively compliant 

Every financial planner faces the fundamental question from clients: How much do I need to retire? In this 60-minute session, renowned retirement expert Wade Pfau Ph.D., CFA, RICP will provide a structured framework to answer this critical question with confidence. He will guide you through essential steps, including budgeting for retirement, quantifying risks, evaluating assets, and calculating the Funded Ratio—a powerful tool to assess financial preparedness. Attendees will also explore strategies to help clients bridge retirement shortfalls, optimize their portfolios, and align income sources with long-term goals.Through real-world scenarios, you’ll gain practical insights to apply immediately in client conversations. Whether your clients prioritize financial security, legacy planning, or flexible lifestyle spending, this session will equip you with actionable strategies to create personalized, data-driven retirement plans.Learning Objectives:✔ Understand different retirement income styles and how they impact financial planning strategies.✔ Learn how to calculate the Funded Ratio and interpret funding levels to assess retirement readiness.✔ Identify key strategies for underfunded retirements, including asset allocation, spending adjustments, and tax-efficient withdrawals.

For clients approaching age 65, navigating health insurance options before Medicare eligibility can be overwhelming—and costly if handled incorrectly. As a financial advisor, your guidance during this critical window can make a significant difference in your clients' financial security and peace of mind.Join health insurance expert Ron Mastrogiovanni for a comprehensive webinar designed to equip you with the knowledge and tools to confidently advise clients between the ages of 55 and 64 on their health insurance options. We’ll explore strategies that align with both healthcare needs and overall financial planning.🧠 Topics We'll Cover:Understanding the Landscape: ACA marketplace plans vs. COBRA vs. private insurance vs. short-term plansTiming Transitions: When to use COBRA, when to shop the exchange, and how to time the switch to MedicareCost Optimization Strategies: Premium subsidies, income thresholds, and how to avoid the "Subsidy Cliff"Health + Wealth Planning: Integrating health costs into retirement income plansSpecial Considerations: For self-employed clients, early retirees, and those with ongoing health issues👥 Who Should Attend:This session is ideal for financial advisors with clients in their late 50s or early 60s who are preparing for retirement, exiting employer plans, or navigating coverage gaps before Medicare begins.🎯 Key Takeaways:How to evaluate plan options and identify hidden risksActionable strategies to reduce out-of-pocket costsTips for helping clients align their health coverage with retirement and income planning goals

Join nationally recognized CCRC expert Brad Breeding for a timely and practical webinar designed to equip financial advisors with the insights and tools they need to better counsel clients considering a move to a Continuing Care Retirement Community (CCRC).You’ll learn:What differentiates CCRCs from other senior living optionsHow contracts, fees, and care levels impact financial planningKey questions advisors should ask when evaluating a CCRCHow to guide clients through affordability and lifestyle decisionsNew advisor-focused tools that make CCRC comparisons easier and more transparentWhether your client is actively exploring a CCRC or just beginning to think about long-term living options, this session will help you become a more informed and trusted resource.