Upcoming Webinars

Session 4: The Estate Plan That Actually SurvivesSubtitle: Governance, Readiness, and Long-Term FlexibilityOverviewMost estate plans fail not because of taxes, but because they do not function well in real-world conditions. Behavioral risks, family dynamics, and administrative complexity often undermine otherwise well-designed plans.This session focuses on building estate plans that remain effective over time by addressing governance, beneficiary readiness, trustee selection, and adaptability.Key TopicsBeneficiary ReadinessIntroducing heirs to trust structuresPreparing beneficiaries for responsibilityManaging expectations around distributionsTransparency and communication strategiesTrustee SelectionIndividual vs. corporate trusteesCo-trustee dynamicsTrust protector rolesRemoval and replacement provisionsStress Testing the PlanChanges in tax law and exemptionsDivorce and family changesBusiness risks and liquidity eventsBeneficiary challenges such as addiction or financial mismanagementFlexibility ToolsTrust protectorsDecanting provisionsPowers of appointmentDirected trust structuresAdvisor Communication FrameworksLeading estate alignment meetingsManaging inheritance expectationsCoordinating with attorneys and CPAsAdministrative Reality ConsiderationsComplex or impractical distribution formulasDisclosure and reporting requirementsFiduciary burden and liabilityConflicts over personal property distributionPlanner TakeawayAdvisors must design estate plans that function in practice—not just in theory—by preparing families, selecting the right fiduciaries, and building flexibility into every structure. 

This is a special two hour CE-eligible session, featuring Justin Fitzpatrick, PhD, CFA, CFP, Co-founder of IncomeLab.HOUR 1: Rethinking Retirement Spending Advice“Probability of Success” is everywhere in financial planning, even though many planners acknowledge its flaws. We'll break down what the metric actually means mathematically, psychologically, and practically, and how it can distort and harm a plan and the advisor-client relationship. We'll introduce alternative ways of using simulation-based planning (like Monte Carlo simulation) without Probability of Success to produce more realistic plans, clearer communication, and better client understanding and confidence.Learning Objectives:Explain what 'Probability of Success' actually means mathematically and what sorts of outcomes it privilegesDiscuss how clients perceive and understand risk depending on the way a plan is presented and discussedUnderstand other ways to think and talk about plans using frameworks like 'overspending/underspending'HOUR 2: Tax Optimization for Pre-Retirees & Retirees.Explore how to deliver value through tax optimization to retirees and pre-retirees, including how to evaluate Roth conversion opportunities, manage Medicare IRMAA thresholds, optimize Social Security claiming with taxation in mind, and much more. Attendees will learn how coordinated planning across tax brackets, income sources, and benefit rules can support more efficient, confident retirement outcomes.Learning Objectives:Identify key retirement tax planning opportunities, including Roth conversions, tax bracket management, and the coordination of taxable, tax-deferred, and tax-free income sources.Evaluate how Roth conversion strategies may affect Medicare IRMAA thresholds, Social Security taxation, required minimum distributions, and long-term retirement income efficiency.Analyze client-specific tradeoffs involved in Social Security claiming, income sequencing, and tax optimization to support more informed retirement planning recommendations.*CE/CPE Eligible: 2.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, IAR, CLU, ChFC, CDFA  and RICP. CPA and EA members will earn 2.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Many affluent clients hold highly appreciated, concentrated stock positions but hesitate to diversify because of the significant capital gains taxes that may result from selling. While Exchange Funds have historically been one option, many advisors are unfamiliar with 351 ETF Exchanges that may offer greater flexibility and accessibility. Join hedged-risk investment experts Phillip Toews and Eben Burr for an in-depth discussion of 351 ETF Exchanges — an emerging strategy designed to help investors diversify concentrated equity positions while deferring capital gains taxes.Attendees will learn:How 351 ETF Exchanges work and how they differ from traditional Exchange FundsWhich securities and portfolios may qualifyKey diversification and contribution requirementsThe operational mechanics of the exchange processPotential advantages, limitations, and planning considerationsHow Behavioral Portfolio® management may support ongoing risk management and portfolio flexibilityThis session is designed to help financial advisors better understand an advanced tax-deferral strategy that may benefit clients with concentrated positions in appreciated publicly traded securities.*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP,  CLU, ChFC, CDFA, and RICP. 
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

TIPS ladders are one of the most effective—yet underutilized—strategies for managing inflation risk and creating predictable income. But for many advisors, the challenge isn’t understanding the concept… it’s actually implementing it. In this hands-on session, financial planner Jay Abolofia will go beyond theory and walk you through how to construct a full TIPS ladder from start to finish using the TipsLadder tool.During the webinar, Jay will:Demonstrate how to build a complete TIPS ladder step-by-stepShow how to use the TipsLadder tool in real timeExplain key decisions around maturity selection, cash flow needs, and inflation protectionHighlight common pitfalls and how to avoid themAnswer live questions for those actively looking to implement the strategyWhether you’re exploring TIPS ladders for the first time or looking to refine your process, this session will give you the clarity—and confidence—to put this powerful strategy into practice.

As clients live longer and wealth remains invested well into retirement, financial advisors increasingly face complex situations involving diminished capacity, family conflict, and potential elder financial exploitation. In this session, securities attorney Michelle Atlas-Quinn will provide a practical legal framework for navigating these sensitive situations while protecting both clients and advisory firms. The program will explore how regulators evaluate advisor responsibilities when working with aging clients, how legal capacity differs from observable warning signs of cognitive decline, and why advisors must document concerns carefully without attempting to diagnose medical conditions. Michelle will also discuss account titling considerations, jurisdictional issues, the limits of custodian involvement, and the litigation risks advisors face after a client’s death. The session will further review the federal regulatory framework, including SEC Rule 2165 and Regulation S-P, along with practical risk-mitigation strategies advisors can implement to recognize red flags, escalate concerns appropriately, and respond to suspected exploitation while maintaining compliance and client confidentiality.*CE/CPE Eligible: 2.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, IAR, CLU, ChFC and RICP. CPA members will earn 2.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Rental properties are often one of the largest—and least analyzed—assets your clients own. In their first session, Dan Williams and Todd Swanson introduced a powerful framework to help advisors evaluate rental real estate more effectively. Now, they’re back for a deeper, more advanced dive into how financial advisors can move from awareness to action.This follow-up webinar is designed for advisors who want to go beyond basic evaluation and start delivering high-impact, strategic guidance around rental properties—helping clients make better decisions, reduce risk, and improve long-term outcomes.What This Advanced Session Will CoverFrom “Hobby Landlord” to Strategic Decision-MakerBuilding on the initial framework, Dan and Todd will show you how to guide clients through real-world decisions using structured analysis—not guesswork or outdated assumptions.Pressure-Testing Property PerformanceGo deeper into evaluating rental properties using refined metrics and scenario modeling. Learn how to identify when a property is quietly underperforming—even if it appears “fine” on the surface.Advanced Use of the Rental Property WorksheetTake the Schedule E framework further by uncovering patterns across multiple years, identifying red flags in repairs and vacancy, and spotting missed tax opportunities that can materially impact returns.Cash Flow Optimization StrategiesExplore how financing structures, re-amortization, and capital positioning can dramatically improve (or quietly erode) a property’s performance—and how to quantify those changes for clients.Market Selection: Matching Strategy to GeographyMove beyond general market commentary and learn how to align property location with client goals—whether that’s income, stability, or long-term growth—while factoring in maintenance trends, housing stock, and local dynamics.Navigating Regulatory and Insurance HeadwindsDive deeper into the growing challenges landlords face, including rising insurance costs and shifting regulations. 

Preparing clients for emergencies requires more than documents. It requires a system. In this session, Financial Educator Steuer and Financial Planner Maria Burns will walk through how to build a financial readiness framework that helps clients stay organized, clarify roles, and make informed decisions when it matters most. Advisors will gain practical ways to integrate “in case of emergency” planning into their ongoing client process.

SEC examinations can be one of the most stressful regulatory events for registered investment advisers, but firms that understand the process and maintain strong compliance practices can significantly reduce risk. In this session, securities attorney Michelle Atlas-Quinn will explain how SEC exams work, what regulators are looking for, and how advisors can prepare their firms before an examination request arrives. The program will review common compliance deficiencies identified during examinations, including issues related to marketing, disclosures, fiduciary obligations, custody, and safeguarding client information. Michelle will also discuss the SEC’s 2026 examination priorities, including cybersecurity, Regulation S-P requirements, identity theft protections, emerging financial technologies such as AI and automated investment tools, and anti-money laundering expectations. Advisors will leave with practical strategies for strengthening compliance programs, organizing documentation, and navigating the examination process from the initial request letter through the resolution of deficiency findings. *CE/CPE Eligible: 2.0 CE credit(s) is(are) available to FEN Members with these designations: IAR CPA members will earn 2.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Health Savings Accounts (HSAs) have quietly become one of the most powerful—and most misunderstood—planning tools available to financial advisors. Between ongoing regulatory adjustments, annual limit changes, and evolving client use cases, many advisors are relying on outdated assumptions about how HSAs work and when they deliver the greatest value.In this timely webinar, Roy Ramthun will provide a clear, advisor-focused refresher on HSAs, while highlighting the latest changes every financial planner needs to understand. Whether you view HSAs primarily as a healthcare funding vehicle or as a long-term tax-advantaged planning strategy, this session will help you recalibrate how HSAs fit into modern financial plans.What you’ll learn:The current rules governing HSAs, including eligibility, contribution limits, and catch-up strategiesRecent updates and regulatory changes impacting how HSAs can be used and fundedHow HSAs deliver a unique triple tax advantage—and when that advantage is most meaningfulCommon advisor and client mistakes that undermine HSA valueHow to position HSAs for different client profiles, from working families to pre-retirees and retireesPractical planning strategies that integrate HSAs with retirement income, Medicare planning, and tax-efficient wealth management*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, ChFC and RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Join senior living consultants Ginger Noce and Kristy Kennedy for a fascinating look at the common challenges families face when making care choices for a loved one, from differing opinions to emotional stress, and provide practical strategies to foster collaboration and open communication. Whether clients are just beginning the conversation or are in the midst of decision-making, you’ll gain tools to help client families work together with clarity, compassion, and confidence.Participants will learn how clients can:Wade into this important conversation with compassion and confidenceSpecifics to focus on and what to avoidHow to better manage their emotionsHomework clients should conduct before visiting/touring communitiesImportance of touring communities togetherValue of involving trusted allies, like you, in this decision

Financial planners are trained to design technically sound recommendations, yet many experience frustration when clients fail to follow through. This presentation reframes so-called “resistance” not as client defiance, but as meaningful data about trust, anxiety, ambivalence, and readiness for change.Drawing from financial therapy, behavioral science, and counseling psychology, Dr. Megan McCoy introduces practical tools planners can immediately apply in client conversations. Attendees will explore stages of change, cognitive dissonance, financial anxiety, trust formation, and common behavioral traps that undermine follow-through. The session also addresses couple dynamics, identity-based goal setting, and how to translate abstract financial objectives into emotionally compelling motivations.Participants will leave with concrete strategies, including active listening techniques, anxiety assessment tools, motivational reframing methods, and behavior design principles. The focus is on helping planners reduce conflict, strengthen commitment, and build durable client relationships without abandoning professional boundaries.Ideal for financial professionals seeking to deepen client engagement, improve retention, and confidently navigate emotionally complex planning situations.

You do not need to become a full-time content creator to make video work for growing your practice. In this session, Idea Decanter Co-founder Laura Garfield will explain how her firm has helped 2,500 financial advisors use videos to grow their businesses. Also take a peek at the playbook advisor Casey Pascuzzi, CWS®, CEO of PSE Wealth Management will share his own approach and results to help you see how video can fit into your marketing without taking all your time.Attendees will learn: Where to Start: The foundational videos that help prospects trust you before they ever reach outHow to Stay Visible: Using short-form video to show up for clients and prospects without adding major complexityWhat’s the Playbook?: How a real advisor is using video to attract more qualified prospects and better first conversations

The SEC’s modernized Marketing Rule significantly changed how registered investment advisers can promote their services, and regulators continue to scrutinize marketing practices closely during examinations and enforcement actions. In this session, securities attorney Michelle Atlas-Quinn will break down the key requirements of the rule and explain how advisors can structure compliant marketing programs in 2026. The program will clarify what qualifies as an advertisement under the rule, review prohibited statements that may be considered misleading, and explain the regulatory requirements governing testimonials, endorsements, and promoter relationships. Michelle will also examine the complex rules surrounding performance advertising, including the presentation of gross and net performance, the limitations on hypothetical performance, and the documentation firms must maintain to support marketing claims. The session will also address third-party ratings, social media considerations, and the expanded books-and-records obligations under the rule, while reviewing recent enforcement actions that illustrate how regulators interpret these requirements in practice.

A client’s credit score impacts far more than just their ability to qualify for a loan. Today, credit scores can influence: mortgage rates, insurance premiums, business financing, cash flow flexibility, retirement borrowing strategies, and even long-term wealth accumulation. Yet many financial advisors admit they do not fully understand: how FICO scores are calculated, what behaviors actually improve scores, or how to help clients avoid costly credit mistakes.Join nationally recognized credit score expert Tiffany Cross for an eye-opening webinar designed specifically for financial advisors who want to better educate and guide clients on the principles of building and maintaining exceptional credit.In this practical and highly actionable session, advisors will learn:how FICO and other major scoring models actually work,the biggest myths surrounding credit scores,how utilization ratios impact scoring,why closing old accounts can hurt credit,the real impact of late payments and collections,strategies for rebuilding damaged credit,how mortgage shopping affects scores,the differences between consumer and lender credit scores, and proactive strategies clients can use to maintain elite credit profiles over time.Tiffany will also discuss:best practices for young adults building credit,credit considerations during divorce,protecting elderly clients from fraud and identity theft,how business owners should think about personal credit,and common advisor blind spots when discussing debt and borrowing with clients.

Raising financially capable teens isn’t about teaching spreadsheets or rules — it’s about shaping how young people think, feel, and relate to money before habits harden. In this webinar, Certified Financial Therapist Adam Kohl approaches financial education for teens and older kids through a behavioral lens, helping advisors understand how parents’ beliefs, anxieties, and communication styles quietly shape their children’s financial behaviors — often more than the lessons themselves.Advisors will explore what constructive, age-appropriate money conversations actually look like at different stages of adolescence, and how parents can move from lecturing or rescuing to coaching and collaboration. The session will also introduce practical ideas and prompts that invite teens to engage actively with money: making plans, weighing trade-offs, contributing value to the household or beyond, and experiencing the real consequences of financial decisions in a safe, supportive way.The goal is not to turn teens into miniature adults, but to help families build confidence, agency, and healthier financial relationships — skills that compound long after allowances and college tuition are behind them.

The tax landscape continues to evolve—and many of the most talked-about proposals could materially reshape how advisors plan for income, deductions, and long-term wealth strategies.In Beyond OBBBA, Part 2, nationally recognized CPA Larry Pon goes beyond headlines to analyze a new set of proposed tax changes often referred to as “Trump Accounts” and related initiatives. More importantly, he translates these ideas into practical financial planning considerations advisors need to understand now.This session will cover:🔹 Trump Accounts: What these accounts are intended to accomplish, how they differ from existing retirement and savings vehicles, and where they may fit (or conflict) with current planning strategies.🔹 New Deductions: Larry will explore several high-profile proposals and their real-world implications, including:No Tax on Tips – Who truly benefits and what this means for income planning.No Tax on Overtime – Planning opportunities and unintended consequences.No Tax on Car Loan Interest – How this could influence consumer behavior and debt strategies.Enhanced Senior Deduction – Planning opportunities for retirees and near-retirees.🔹 Opportunity Zones: A deeper look at Opportunity Zones in the current environment—what’s changed, what still works, and how advisors should evaluate these strategies within broader tax and investment plans.Throughout the webinar, Larry will connect each topic to actionable financial planning insights, helping advisors:Identify which clients may benefit most (and least)Anticipate planning pitfalls and compliance issuesAdjust tax-aware strategies amid political and legislative uncertainty*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, IAR, CLU, ChFC and RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org. 

A quiet but powerful demographic shift is underway—and most financial advisors are underestimating its impact.Roughly 1 in 4 Americans now identify as childfree, and their financial decisions are fundamentally different from previous generations. But this isn’t just a niche planning issue—it’s a macroeconomic force that is reshaping everything from consumer behavior to housing demand, labor markets, Social Security, and retirement systems.Join childfree planning specialist Jay Zigmont for a forward-looking session that explores how this growing population is influencing the other 75%—and why advisors who ignore this trend risk falling behind.In this webinar, we’ll go beyond surface-level observations and unpack the real financial implications of a childfree society:How childfree households are accumulating, spending, and transferring wealth differentlyThe ripple effects on Social Security sustainability and workforce dynamicsWhy traditional retirement assumptions may no longer applyHow shifts in housing, healthcare, and consumption patterns are already emergingThe planning blind spots advisors face when applying family-centric frameworks to childfree clients
This is not just a cultural trend—it’s an economic transformation. If you want to stay relevant in the next decade of financial planning, you need to understand it.

Join insurance experts Barry Flagg, CFP® and Kevin Kimbrough, CFP® to learn how permanent life insurance can function as a tax-efficient asset in retirement income and wealth-preservation strategies. Through real-world scenarios, advisors will learn when policies can provide supplemental income, long-term care flexibility, and estate liquidity—while complementing Roth conversions and distribution planning.Learning ObjectivesAssess how life insurance can supplement retirement income within a tax-diversified portfolio.How Life Insurance works after you’ve exhausted your Qualified Account OptionsEvaluate the tax treatment of policy withdrawals, loans, and distributions.Compare funding designs and exit strategies for maintaining flexibility and avoiding policy lapse risk.Analyze the role of life insurance in managing longevity risk, estate liquidity, and survivor benefits.Integrate life insurance into comprehensive financial and tax-planning frameworks without compromising fiduciary independence.

As more clients consider senior living options, financial advisors are increasingly expected to guide them through both the financial and tax implications of these decisions. Continuing Care Retirement Communities (CCRCs), in particular, present unique planning opportunities—and potential pitfalls—when it comes to medical expense deductions and tax-efficient funding strategies.In this highly practical session, two leading experts—Larry Pon, CPA and Brad Breeding, CCRC Specialist—combine their expertise to help advisors confidently navigate this complex area.Brad Breeding will lay the foundation by breaking down the different types of senior living arrangements, with a focus on CCRCs. He will explain the various contract structures, key decision factors, and what advisors should understand when helping clients evaluate these communities.Building on that framework, Larry Pon will dive into the critical tax planning considerations, including:What qualifies as a medical expense under IRS rulesWhich CCRC costs may be deductible—and which are notHow to strategically use Health Savings Accounts (HSAs) to pay for expensesThe documentation requirements needed to substantiate deductionsWhat the IRS is specifically looking for in audits and compliance reviews

Many successful business owners and high-net-worth clients appear “unqualified” on paper when applying for home mortgages—reporting minimal taxable income while maintaining strong cash flow, substantial assets, and significant borrowing capacity.Traditional residential lending guidelines often fail these clients, limiting their ability to purchase, refinance, or strategically finance real estate.Join three mortgage experts to learn how Non-QM (Non-Qualified Mortgage) solutions can help your clients who report low-income but have significant assets. You’ll learn how alternative underwriting approaches—such as bank statement loans, asset-based lending, and DSCR (Debt Service Coverage Ratio) loans—can help clients secure home financing despite complex or tax-optimized income profiles.We’ll focus on real-world application, including:How to identify clients who are ideal candidates for Non-QM home financingWhen these strategies outperform conventional mortgage optionsHow to integrate Non-QM lending into broader financial and tax planning conversationsThe goal is simple: help you better serve clients who have the wealth—but not the W-2 income—to qualify for traditional home mortgages.

Join Tom Duffy, CFP® for an interactive ethics program built around real-life client scenarios that show how CFP Board’s ethical standards apply in practice—not just in theory.This CFP Board-approved course covers the Code of Ethics and Standards of Conduct, with a focus on fiduciary duty and the obligation to act in clients’ best interests. The session fulfills the 2-hour CFP® Ethics CE requirement and is also approved for CLU®, ChFC®, RICP®, and IAR CE credit.Designed for CFP® professionals who want more than a compliance-driven ethics course, this session helps you better understand your responsibilities while strengthening your ethical decision-making in day-to-day client work.

For affluent families, life insurance can be the cornerstone of an effective estate plan—providing liquidity, protecting heirs, and supporting charitable intent. This session explores how life insurance can fund estate taxes, equalize inheritances, and build multigenerational wealth within a fiduciary, tax-efficient structure.Advisors will gain clarity on when to use life insurance versus other funding mechanisms and how trust-based ownership structures—such as ILITs, SLATs, charitable trusts, GRATs, and dynasty trusts—can maximize estate and income tax advantages while maintaining control and flexibility.Learning ObjectivesEvaluate when life insurance offers the most efficient solution for estate liquidity and wealth transfer.Identify opportunities to integrate life insurance within ILITs, SLATs, charitable trusts, GRATs, QPRTs, and dynasty trusts to protect assets and manage tax exposure.ILIT vs. AMLITAnalyze ownership, premium funding, and beneficiary structures to minimize estate inclusionUnderstand coordination of insurance with gifting strategies, Crummey notices, and trust administration.Collaborate with attorneys, CPAs, and estate planners to execute compliant, client-first strategies.Practical Takeaways:How to pair insurance with charitable and family trusts for flexible, tax-smart legacy plans.Estate planning case studies showing how trust design and policy type impact long-term wealth preservation.Checklists for ownership review, gift tax documentation, and policy oversight within trusts.CE/CPE Eligible: 1.5 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, ChFC, RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Self-employment tax has become one of the most aggressively examined issues in IRS audits — and recent court activity just made it even more complicated.In this timely and technical deep dive, CPA Larry Pon breaks down the rapidly evolving landscape surrounding self-employment tax for LLC members and S corporation owners — including the recent 5th Circuit case that vacated a Tax Court decision involving limited partners, and the pending case in the 1st Circuit that could further reshape the rules.If you advise business owners, this is not theoretical. This is an IRS audit priority.Why This Matters NowFor years, taxpayers have attempted to minimize SE tax exposure by: structuring LLC interests as “limited partner” positions; allocating income strategically and Paying minimal S corporation wages to reduce payroll taxThe IRS has responded aggressively — and the courts are now weighing in.With conflicting interpretations emerging across circuits, advisors must understand:What is still defensibleWhat is clearly audit baitAnd where the gray areas are narrowingWhat Larry Will Cover1. The Limited Partner Exception — What It Really MeansThe statutory language of §1402(a)(13)How courts have interpreted “limited partner”Why the 5th Circuit vacated the Tax Court decisionWhat to watch in the 1st Circuit casePractical implications for multi-member LLCs2. IRS Audit Focus & Enforcement TrendsWhy SE tax is an enforcement priorityCommon audit triggersHow revenue agents are analyzing member participation3. S Corporations & Reasonable CompensationThe legal standard for reasonable compensationHow the IRS builds its caseData sources and valuation approachesCommon mistakes advisors makeStructuring compensation defensibly4. Planning Opportunities (and Landmines)When SE tax reduction strategies are supportableWhen they cross the lineDocumentation best practicesHow to advise clients in uncertain jurisdictionsWho Should AttendThis session is designed for:Financial advisors working with business ow