Effective Date: January 1, 2020
Last Updated: March 19, 2025
Welcome to Financial Experts Network (“Company,” “we,” “us,” or “our”). By accessing or using our website (the “Site”), webinars, or related services (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use our Services.
1. Acceptance of Terms
By using our Services, you confirm that you are at least 18 years old and legally capable of entering into this agreement. We reserve the right to modify these Terms at any time. Changes will be posted on this page, and continued use of the Services constitutes acceptance of the revised Terms.
2. Financial Disclaimer
Financial Experts Network provides educational content for informational purposes only. We do not offer financial, tax, legal, or investment advice.
- No information provided should be considered as personalized financial advice.
- Users should consult qualified financial professionals before making financial decisions.
- We are not liable for any decisions or actions taken based on our content.
3. User Accounts & Registration
Certain features, including webinars and premium content, require account registration. By creating an account, you agree to:
- Provide accurate and complete information.
- Maintain the confidentiality of your account login details.
- Notify us immediately of any unauthorized use.
We reserve the right to suspend or terminate accounts that violate these Terms.
4. Payment & Subscription Terms
Some Services require payment, such as premium memberships, courses, or event fees. By purchasing, you agree to:
- Provide valid payment information.
- Authorize us to charge your payment method for the applicable fees.
- Cancel subscriptions before renewal if you do not wish to continue.
Refund policies will be clearly stated for each paid service.
5. Intellectual Property Rights
All content on the Site, including webinars, presentations, text, graphics, and logos, is owned by or licensed to Financial Experts Network.
- Users may not reproduce, distribute, or commercially exploit content without express permission.
- Personal use of content is permitted, but modification or republication without approval is prohibited.
Trademarks and branding associated with Financial Experts Network may not be used without prior consent.
6. Code of Conduct
By using our Services, you agree NOT to:
Post false, misleading, or defamatory content. Share offensive, illegal, or harmful material. Engage in spamming, hacking, or fraudulent activity. Attempt to disrupt our platform or its security.
Violations may result in account suspension, legal action, or permanent bans.
7. Third-Party Links & Services
Our Services may include links to third-party websites or services.
- We do not control third-party content and are not responsible for any damages resulting from their use.
- Users access external links at their own risk.
8. Limitation of Liability
To the fullest extent permitted by law, Financial Experts Network and its affiliates shall not be liable for:
Any indirect, incidental, or consequential damages. Loss of data, revenue, or financial opportunities from reliance on our content. Service interruptions, delays, or errors beyond our control.
Total liability, if any, is limited to the amount paid by the user for our Services in the past six months.
9. Termination & Suspension
We reserve the right to suspend, restrict, or terminate user access for violations of these Terms. Reasons for termination may include:
- Breach of Terms
- Abusive behavior toward staff or users
- Illegal activity associated with the account
Users may terminate their account at any time by contacting [Support Email].
10. Governing Law & Dispute Resolution
These Terms are governed by the laws of Pennsylvania, United States, without regard to conflict of laws principles.
- Any disputes shall be resolved through binding arbitration in Oakmont, Pennsylvania.
- Users waive the right to participate in class-action lawsuits against us.
11. Contact Information
For questions about these Terms, please contact us at:
Email: tom@financialexpertsnetwork.com
Mailing Address: 15 Allegheny Avenue, Oakmont, PA 15139