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What Happens When Social Security Runs Out? What Advisors Should Know About the Options Ahead

September 24, 2026

Social Security is not projected to disappear.

But if Congress does nothing, the Old-Age and Survivors Insurance Trust Fund is projected to be depleted in the fourth quarter of 2032, and continuing income would be sufficient to pay about 78% of scheduled OASI benefits at that point.

That raises an uncomfortable question for financial advisors:

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2021 Annual Report by the Social Security Board of Trustees

September 17, 2021

2021 Annual Report by the Social Security Board of Trustees

By Kurt Czarnowski

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Highlights of the 2021 Annual Report to Congress by the Social Security Board of Trustees

September 17, 2021

Highlights of the 2021 Annual Report to Congress by the Social Security Board of Trustees

By Kurt Czarnowski

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10 Things you need to know about Medicare

April 29, 2019
10 THINGS about Medicare Medicare can be confusing for many of us. We have compiled a list of 10 things we think will help clarify how Medicare works and what the you need to consider when evaluating choices for Advantage and Supplement plans. 
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