What Financial Advisors Need to Know to Help Clients Build, Protect & Optimize Their Credit
What You'll Learn
A client’s credit score impacts far more than just their ability to qualify for a loan. Today, credit scores can influence: mortgage rates, insurance premiums, business financing, cash flow flexibility, retirement borrowing strategies, and even long-term wealth accumulation. Yet many financial…
Tom Dickson
Financial Experts Network
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A client’s credit score impacts far more than just their ability to qualify for a loan. Today, credit scores can influence: mortgage rates, insurance premiums, business financing, cash flow flexibility, retirement borrowing strategies, and even long-term wealth accumulation. Yet many financial advisors admit they do not fully understand: how FICO scores are calculated, what behaviors actually improve scores, or how to help clients avoid costly credit mistakes.
Join nationally recognized credit score expert Tiffany Cross for an eye-opening webinar designed specifically for financial advisors who want to better educate and guide clients on the principles of building and maintaining exceptional credit.
In this practical and highly actionable session, advisors will learn:
- how FICO and other major scoring models actually work,
- the biggest myths surrounding credit scores,
- how utilization ratios impact scoring,
- why closing old accounts can hurt credit,
- the real impact of late payments and collections,
- strategies for rebuilding damaged credit,
- how mortgage shopping affects scores,
- the differences between consumer and lender credit scores, and proactive strategies clients can use to maintain elite credit profiles over time.
Tiffany will also discuss:
- best practices for young adults building credit,
- credit considerations during divorce,
- protecting elderly clients from fraud and identity theft,
- how business owners should think about personal credit,
- and common advisor blind spots when discussing debt and borrowing with clients.
*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, CLU, ChFC, CDFA and RICP. CPA and EA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.