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Although 98% of retirees’ primary concern is healthcare expenses, only 14% of advisors feel comfortable speaking about it with clients. Join Ron Mastrogiovanni, CEO of HealthView Services, to learn the state of healthcare expenses in the US retirement market, the impact they and longevity projections have on retirement income planning, and how financial professionals can help clients address this concerns with proven practices and product solutions. Additionally, Ron will address how related topics including Medicare surcharges and Social Security optimization factor into retirement healthcare cost planning and how planning solutions can be implemented into client conversations.

Attendees will learn: 

  • Understand how life expectancy can be calculated with actuarial data, and the impact it has on healthcare costs and Social Security optimization
  • Understand the different Medicare coverage options and related costs: a. Medicare Parts A, B and D b. Supplemental insurance c. Other out of pocket costs d. How healthcare inflation behaves differently than CPI and its future impact on the retiree’s plan
  • Understand how Medicare premium and IRMAA deductions negatively impact Social Security benefits.
  • Analyze the pros and cons of different savings and investment strategies

*CE/CPE Eligible: 1 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. CPA subscribers will earn 1 CPE credits.

 

Field of Study: Specialized Knowledge

Prerequisites: There are no prerequisites for this session.

Advanced Preparation: None

Program Level: Basic

Delivery Method: Group Internet Based

NASBA Approved

Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.