With the growth in 401(k) plans and the contraction of private pensions over the last 30 years, risks in retirement have slowly and almost imperceptibly transferred from institutions to individuals. Institutions peopled with actuaries and analysts are well suited to manage those risks. Individual investors may need some help.
Join thought-leader Ed Mercier to learn about a new kind of retirement income insurance: a Contingent Deferred Annuity built for fiduciaries. This portfolio retirement income guarantee unbundles the insurance protections from underlying investments. The result is a powerful new solution for transferring risk to an insurance company so clients can improve their spending power and confidence in retirement.
Learn how this recent innovation:
- Allows for more transparent pricing
- Helps RIAs Create a “personal pension” that clients can’t outlive
- Allows for the pooling market risk, sequence risk, and longevity risk by covering ETFs and Mutual Funds with separate insurance protections
- Wraps IRAs, Roth IRAs or even regular custody accounts without selling out of positions and/or taking long-term capital gains
*CE/CPE Eligible: 1 CE credits are available to subscribers with these designations: CFP, CLU, ChFC and RICP. CPA subscribers will earn 1 CPE credits.
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.