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03.31.2022 - Contingent Deffered Annuity

Attendees Rating:

Excellent (85%)
Average (15%)
Below Average (0%)

Comments
Here are ideas that the attendees learned from Ed:
A great option for clients who may not be comfortable with market volatility, very flexible and different from other annuity products
Better version of the typical VA with GWB rider. Intriguing.
CDAs can be used to wrap Roths & IRAs
Has my attention. Typically, we have not used annuities in our clients' portfolios - mainly due to the high fees/low returns/lack of liquidity/lack of step-up upon death.
I already use RetireOne in my practice but will reach out to my Rep about this new product.
I am excited about the potential for this product to be helpful to a few of my clients.
I have a better understanding of annuities now.
I knew very little about CDA's, so most things presented were new to me
I think the product is an interesting solution to retirement income
I was not familiar with the Contingent Deferred Annuity prior to the Webinar.
Learned about CDA's, learned about "unbundling of insurance element" from underlying investments, & learned more about creating model portfolios with CDA's
Possible new guaranteed income streams
Something new & useful for conservative, fearful clients.
that you can drop the insurance portion X # of years after retirement if market had solid trend upward and sequence returns risk is greatly reduced
The 5% guaranteed income intrigues me.
The concept was new to me and seem to be a good option.
The whole idea was new to me
A New Kind of Retirement Income Insurance: Contingent Deferred Annuity
Presented by Ed Mercier, RetireOne
Ed Mercier

With the growth in 401(k) plans and the contraction of private pensions over the last 30 years, risks in retirement have slowly and almost imperceptibly transferred from institutions to individuals. Institutions peopled with actuaries and analysts are well suited to manage those risks. Individual investors may need some help.
Listen to thought -leader Ed Mercier to learn about a new kind of retirement income insurance: a Contingent Deferred Annuity built for fiduciaries. This portfolio retirement income guarantee unbundles the insurance protections from underlying investments. The result is a powerful new solution for transferring risk to an insurance company so clients can improve their spending power and confidence in retirement.

Attendees Comments:

Here are ideas that the attendees learned from Ed:
A great option for clients who may not be comfortable with market volatility, very flexible and different from other annuity products
Better version of the typical VA with GWB rider. Intriguing.
CDAs can be used to wrap Roths & IRAs
Has my attention. Typically, we have not used annuities in our clients' portfolios - mainly due to the high fees/low returns/lack of liquidity/lack of step-up upon death.
I already use RetireOne in my practice but will reach out to my Rep about this new product.
I am excited about the potential for this product to be helpful to a few of my clients.
I have a better understanding of annuities now.
I knew very little about CDA's, so most things presented were new to me
I think the product is an interesting solution to retirement income
I was not familiar with the Contingent Deferred Annuity prior to the Webinar.
Learned about CDA's, learned about "unbundling of insurance element" from underlying investments, & learned more about creating model portfolios with CDA's
Possible new guaranteed income streams
Something new & useful for conservative, fearful clients.
that you can drop the insurance portion X # of years after retirement if market had solid trend upward and sequence returns risk is greatly reduced
The 5% guaranteed income intrigues me.
The concept was new to me and seem to be a good option.
The whole idea was new to me