Webinar Replay

In this webinar, Wade Pfau explained how annuities with lifetime income provisions offer risk pooling, which tends to be underappreciated as a unique source of returns that is unavailable for an investment portfolio. But there are many types of annuities in the marketplace and understanding how they work can be complex. This presentation helped to provide a better understanding about different types of annuities, including income annuities such as single-premium immediate annuities, deferred variable annuities, and fixed index annuities. For the latter two, we focused on how they provide exposure to market upside and on how optional guaranteed lifetime withdrawal benefit riders can support lifetime spending. This presentation drew from content found in Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement.

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