Wade Pfau: Leveraging Whole Life Insurance for Income + Retirement Security
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Guest Expert: Wade Pfau, PhD, CFA, RICP®, RISA ProfileExcellent session, led by Wade Pfau and his research collaborator Jason Sanger, sharing an interesting perspective on the age-old question of should clients buy term life insurance and invest the d...
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A few comments from listeners when they were asked what the learned from the webinar:
I did not previously understand the 10% of the Monte Carlo represented a fixed income approach while the 90% represented a heavier equity allocation. I had not seen the cash value / LI + investments compared to investment previously. There seem to be several holes in what they presented, but still interesting to see.
- Aaron S.
I was impressed by Wade Pfau's chart showing the much improved likelihood of success if distributions are skipped in the year after a crash.
- Keith S.
Using cash value in permanent life insurance policies for retirement income.
- Patty B.
Great ideas on using whole life as a volatility buffer along with SPIA.
- Samuel D.
Borrowing from life insurance cash value to pay for annuity premiums during down markets dramatically increases spending power.
- Samantha S.
I did not previously understand the 10% of the Monte Carlo represented a fixed income approach while the 90% represented a heavier equity allocation. I had not seen the cash value / LI + investments compared to investment previously. There seem to be several holes in what they presented, but still interesting to see.
- Aaron S.
I was impressed by Wade Pfau's chart showing the much improved likelihood of success if distributions are skipped in the year after a crash.
- Keith S.
Using cash value in permanent life insurance policies for retirement income.
- Patty B.
Great ideas on using whole life as a volatility buffer along with SPIA.
- Samuel D.
Borrowing from life insurance cash value to pay for annuity premiums during down markets dramatically increases spending power.
- Samantha S.
I did not previously understand the 10% of the Monte Carlo represented a fixed income approach while the 90% represented a heavier equity allocation. I had not seen the cash value / LI + investments compared to investment previously. There seem to be several holes in what they presented, but still interesting to see.
- Aaron S.
I was impressed by Wade Pfau's chart showing the much improved likelihood of success if distributions are skipped in the year after a crash.
- Keith S.
Using cash value in permanent life insurance policies for retirement income.
- Patty B.
Great ideas on using whole life as a volatility buffer along with SPIA.
- Samuel D.
Borrowing from life insurance cash value to pay for annuity premiums during down markets dramatically increases spending power.
- Samantha S.