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04.19.2022 - Reverse Mortgages

Attendees Rating:

Excellent (93%)
Average (7%)
Below Average (0%)

Comments
Here are comments from listeners:
I have been aware of Reverse Mtgs., but to be honest, somewhat leery. Seems like they have come a long way and I need to learn more. Thank you.
- Kathleen

A new retirement tool to consider.
- Joseph

Can unmarried couples open a RM? Yes if both on title!
- Steve

Early initiation of RM can be a valuable tool for various retirement strategies. Net benefit of RM needs to be considered versus only focusing on cost of RM
- James

How important it is to overcome the bias about Reverse Mortgages
- Lisa

I had never thought of using reverse mortgage to delay taking portfolio distributions. It's a very innovative concept!
- Christian

The Savvy investor will start the Hecm at 62, problems occur coming down the mountain, HECM provides a layer of security and preserves investment earning and or principal maintenance goals...
- Douglas

The simplified concept of when to draw HECM proceeds - when the portfolio value is down relative to the prior year - interesting idea.
- Frank
Wade Pfau’s Latest Research on Reverse Mortgages
Presented by Wade Pfau, PhD, CFA, RICP®, The American College of Financial Services
Wade Pfau

Join Wade Pfau as he shares his recent research on different reverse mortgage strategies while providing an update on the new options that allow clients as young as 55 to use a reverse mortgage. Wade's findings use historical simulations, similar to how Bill Bengen created the 4% rule. This approach has the advantage of using real historical data and allows readers to understand the strategies in a historical context (based on today's reverse mortgage and tax rules).

Attendees Comments:

Here are comments from listeners:
I have been aware of Reverse Mtgs., but to be honest, somewhat leery. Seems like they have come a long way and I need to learn more. Thank you.
- Kathleen

A new retirement tool to consider.
- Joseph

Can unmarried couples open a RM? Yes if both on title!
- Steve

Early initiation of RM can be a valuable tool for various retirement strategies. Net benefit of RM needs to be considered versus only focusing on cost of RM
- James

How important it is to overcome the bias about Reverse Mortgages
- Lisa

I had never thought of using reverse mortgage to delay taking portfolio distributions. It's a very innovative concept!
- Christian

The Savvy investor will start the Hecm at 62, problems occur coming down the mountain, HECM provides a layer of security and preserves investment earning and or principal maintenance goals...
- Douglas

The simplified concept of when to draw HECM proceeds - when the portfolio value is down relative to the prior year - interesting idea.
- Frank