Tax-Efficient Retirement Income and Wealth Preservation with Life Insurance

Join insurance experts Barry Flagg, CFP® and Kevin Kimbrough, CFP® to learn how permanent life insurance can function as a tax-efficient asset in retirement income and wealth-preservation strategies. Through real-world scenarios, advisors will learn when policies can provide supplemental income, long-term care flexibility, and estate liquidity—while complementing Roth conversions and distribution planning.

Learning Objectives

• Assess how life insurance can supplement retirement income within a tax-diversified portfolio.
• How Life Insurance works after you’ve exhausted your Qualified Account Options
• Evaluate the tax treatment of policy withdrawals, loans, and distributions.
• Compare funding designs and exit strategies for maintaining flexibility and avoiding policy lapse risk.
• Analyze the role of life insurance in managing longevity risk, estate liquidity, and survivor benefits.
• Integrate life insurance into comprehensive financial and tax-planning frameworks without compromising fiduciary independence.