Leveraging Whole Life Insurance for Income + Retirement Security
What You'll Learn
Join retirement researcher Wade Pfau, a leading expert in retirement income planning, and financial advisor Jason Sanger for a fascinating look at how life insurance can play a vital role in securing a client's retirement security. As you know, many advocate for a “buy term and…
Tom Dickson
Financial Experts Network
I'm here to help! Whether you have questions about our membership plans, CE options, or need guidance on the right program, reach out below — a member of our team (often me) will get right back to you.
Have a Question?
We're Here to Help.
Get expert answers about our membership options, CE programs, webinars, pricing, and more. Call now or request a call back — we're happy to help.
Join retirement researcher Wade Pfau, a leading expert in retirement income planning, and financial advisor Jason Sanger for a fascinating look at how life insurance can play a vital role in securing a client's retirement security. As you know, many advocate for a “buy term and invest the difference” strategy, emphasizing lower-cost temporary life insurance to maximize investable assets. However, investments alone may not effectively manage key post-retirement financial risks such as longevity risk, market volatility, and spending shocks.
In this webinar, Wade and Jason explore the role of whole life insurance as an alternative within a lifetime financial plan potentially enhance lifetime spending and legacy goals compared to traditional “buy term and invest the difference” strategies. Using a case study of a hypothetical couple, they will examine two strategic uses of whole life insurance: (1) As a buffer asset to coordinate with investment portfolio distributions and (2) as a death benefit tool to justify incorporating a single-life income annuity.
*CE/CPE Eligible: 1.0 CE credit is available to FEN Members with these designations: CFP, IAR, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit.
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.