Session # 3: Avoiding Tax Traps for Beneficiary Distributions

This self-study course is a Premium course. Beneficiaries must take required minimum distributions (RMD) from the IRAs and employer plana account they inherit. However, the options for distributions are determined by the class in which a beneficiary fall. Beneficiaries can maximize the tax-deferred advantage of their inherited accounts by stretching distributions over the longest period available. This course will help advisors advise beneficiaries of their distribution options and obligations.