A few comments from listeners:
Although surprised that Lori shared personal info about her sister and marital status, these stories crystallized how important LTC coverage is, whether benefits are paid by a private insurer or Medicaid.
- Lawrence F.
I learned that hybrid LTC policies don't qualify for partnership coverage. Also that policy revisions might still provide partnership qualification depending on what is modified and the age.
- Michele A.
I learned to have clients specifically say how they will want to model their spend down if they self-fund LTC.
- Charles D.
Users Comments:
Although surprised that Lori shared personal info about her sister and marital status, these stories crystallized how important LTC coverage is, whether benefits are paid by a private insurer or Medicaid.
- Lawrence F.
I learned that hybrid LTC policies don't qualify for partnership coverage. Also that policy revisions might still provide partnership qualification depending on what is modified and the age.
- Michele A.
I learned to have clients specifically say how they will want to model their spend down if they self-fund LTC.
- Charles D.