Choosing a Medicare plan isn’t just a medical decision—it’s a financial one. With multiple parts, deadlines, and plan types, your clients often turn to you first for guidance. In this advisor-focused session, Melinda Caughill, a leading Medicare educator and co-founder of i65, will walk you through exactly what your clients need to focus on when comparing plans—and the specific steps they must take to enroll in the right coverage.
📌 Key Topics Covered:
What matters most when comparing Medicare plans
✓ Monthly premiums, out-of-pocket costs, coverage rules
✓ Network restrictions: Can they keep their current doctors?
✓ Drug coverage: How to find the best Part D plan for their prescriptions
✓ Coverage scope: Who’s covered under which plan?
Step-by-step: How to sign up for Medicare Parts A & B
✓ Understanding the timeline (Initial Enrollment Period, SEP, GEP)
✓ How to use ssa.gov to enroll
✓ What to do if your client is still working or covered by a group plan
Explaining Medicare Advantage vs. Medigap (Supplement Plans)
✓ How to evaluate costs, access to care, and coverage needs
✓ Why plan selection now can limit future options
How to enroll in a standalone Part D (prescription drug) plan
✓ Using Medicare.gov to compare and choose
✓ Understanding formularies, tiers, and the coverage gap (donut hole)