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Coordinating your benefits with your spouse's benefits can help you both get the most out of your Social Security payments. In some cases, it makes sense for both spouses to claim on the same spouse's earnings record. BUT many couples use a "split strategy," which means they begin claiming at different ages. It might be worthwhile for the higher earner to wait longer to collect.

Join economist Larry Kotlikoff for a numbers-driven review that quantifies the impact of a Split Strategy for clients.