Every financial planner faces the fundamental question from clients: How much do I need to retire? In this 60-minute session, renowned retirement expert Wade Pfau Ph.D., CFA, RICP will provide a structured framework to answer this critical question with confidence. He will guide you through essential steps, including budgeting for retirement, quantifying risks, evaluating assets, and calculating the Funded Ratio—a powerful tool to assess financial preparedness. Attendees will also explore strategies to help clients bridge retirement shortfalls, optimize their portfolios, and align income sources with long-term goals.
Through real-world scenarios, you’ll gain practical insights to apply immediately in client conversations. Whether your clients prioritize financial security, legacy planning, or flexible lifestyle spending, this session will equip you with actionable strategies to create personalized, data-driven retirement plans.
Learning Objectives:
✔ Understand different retirement income styles and how they impact financial planning strategies.
✔ Learn how to calculate the Funded Ratio and interpret funding levels to assess retirement readiness.
✔ Identify key strategies for underfunded retirements, including asset allocation, spending adjustments, and tax-efficient withdrawals.