For clients approaching age 65, navigating health insurance options before Medicare eligibility can be overwhelming—and costly if handled incorrectly. As a financial advisor, your guidance during this critical window can make a significant difference in your clients' financial security and peace of mind.
Join health insurance expert Ron Mastrogiovanni for a comprehensive webinar designed to equip you with the knowledge and tools to confidently advise clients between the ages of 55 and 64 on their health insurance options. We’ll explore strategies that align with both healthcare needs and overall financial planning.
🧠 Topics We'll Cover:
- Understanding the Landscape: ACA marketplace plans vs. COBRA vs. private insurance vs. short-term plans
- Timing Transitions: When to use COBRA, when to shop the exchange, and how to time the switch to Medicare
- Cost Optimization Strategies: Premium subsidies, income thresholds, and how to avoid the "Subsidy Cliff"
- Health + Wealth Planning: Integrating health costs into retirement income plans
- Special Considerations: For self-employed clients, early retirees, and those with ongoing health issues
👥 Who Should Attend:
This session is ideal for financial advisors with clients in their late 50s or early 60s who are preparing for retirement, exiting employer plans, or navigating coverage gaps before Medicare begins.
🎯 Key Takeaways:
- How to evaluate plan options and identify hidden risks
- Actionable strategies to reduce out-of-pocket costs
- Tips for helping clients align their health coverage with retirement and income planning goals