What You'll Learn
Qualified Longevity Annuity Contracts (QLACs) are one of the most underutilized yet powerful tools available for retirement income planning. With recent regulatory changes expanding their appeal, financial advisors have a unique opportunity to help clients reduce required minimum distributions (…
Tom Dickson
Financial Experts Network
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Qualified Longevity Annuity Contracts (QLACs) are one of the most underutilized yet powerful tools available for retirement income planning. With recent regulatory changes expanding their appeal, financial advisors have a unique opportunity to help clients reduce required minimum distributions (RMDs), extend tax deferral, and create guaranteed lifetime income in retirement.
In this session, actuarial expert Scott Witt will break down the complexities of QLACs into practical, advisor-focused insights. You’ll learn:
- How QLACs work – structure, purchase rules, contribution limits, and payout mechanics.
- Recent legislative updates – including Secure 2.0 changes that increase their utility.
- Planning strategies – when to consider QLACs for clients with longevity risk, high RMD exposure, or tax-sensitive portfolios.
- Case studies – real-world scenarios showing how QLACs can complement retirement income planning.
- Pitfalls to avoid – key product features, client suitability concerns
*CE/CPE Eligible: 1.0 CE credit(s) is(are) available to FEN Members with these designations: CFP, IAR, CLU, ChFC and RICP. CPA members will earn 1.0 CPE credit(s).
Field of Study: Specialized Knowledge
Prerequisites: There are no prerequisites for this session.
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
NASBA Approved
Financial Experts Network (Sponsor Id#: 145173) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.