Guest Expert: Tiffany Cross,This session feature an in-depth review of the 5 factors that are used to calculate one's credit score.
Here are ideas that the attendees learned from Tiffany...
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Here are ideas that the attendees learned from Tiffany:
| Great insights into how the scoring and repair process work now |
| New- rental history, Resilience score and suggestion to pay off credit cards that report end of month, twice a month so that high utilization not reflected. |
| Timing of when credit card companies and banks/lenders report balances to credit reporting agencies each month as a potential factor that affects credit scores. |
| Factors that make up credit score and strategies to increase score; what to do when depending on objective. |
| Hadn't heard about Credit Resilience Score. |
| I really enjoyed her points about the utilization strategies and the differences between "Vantage" and "FICO" scores and where each is most applicable. |
| To pay off debt or close credit cards will lower your FICO score. |
| Loved updates on the don't learn it the hard way or Credit card early payoff tricks |
| - Installment loans paid off lowers credit score - Resilience score |
